Here’s how to “pay small small” to own an Innoson vehicle

Buying a new car is a big decision which requires a thorough financial assessment and a bit of legwork in picking the right vehicle. One needs to assess suitable brands from a pool of available secondhand cars, and also consider the ease of getting replacement spare parts. Luckily, we live in an era where made-in-Nigeria cars are now a viable option. Not only are prices favourable, support is available directly from the manufacturer. Plus, there is the pride that you own a car made by Nigerians.

Incorporated in 2007, Innoson Vehicle Manufacturing (IVM) Limited has come a long way as a pioneer in the indigenous automobile industry in Nigeria. Innoson boasts a range of vehicles to meet different consumer needs. Whether you need a personal car, company pickup truck or bus for transport purposes there is a product specially designed for you. For extra power and luxury there is also the SUV range of IVM cars.

To make it easier for customers to own their own Innoson car, IVM limited recently partnered with Sterling bank to provide an Auto Finance Scheme. The Sterling bank – IVM partnership is a promotional financing scheme designed to assist customers purchase IVM cars by ‘paying small small’. Innoson will supply the car to your doorstep once you pay the 25% down payment and meet other requirements. The promotion is meant to run from March 3, 2016 – September 2, 2016.

How it works

You will need to make a 25% down payment on the vehicle while the balance is spread across a number of months (max 36 months). For an IVM car priced at ₦3.6million this means you’ll make a down payment of ₦900,000. Please note that interest applies to the final pricing.

Innoson promises benefits such as: 3 year warranty, free car tracker, low interest rate, and access to low insurance premiums. Others include fixed equal monthly rentals, flexible and easy payment, flexible tenor, access to maintenance and original spare parts (first three services).

Special Features

Listed are special features of the auto finance scheme;

  • Competitive pricing. Pay as low as ₦92,900
  • Maximum tenor of 36 months (3 years)
  • Equity distribution: 25% minimum
  • Pro forma invoice from Innoson
  • Comprehensive car insurance

What you will need

The following will be required when applying for the scheme at Sterling bank;

  • Hand written application letter
  • Duly executed loan application form (You can get that here)
  • At least three months active banking with Sterling bank
  • Debt service ratio should not exceed 33.33% (i.e. income must be at least 3 times loan instalment)
  • Up-front payment of equity contribution, up-front fees and comprehensive insurance premium
  • Up-front submission of post-dated cheques for the loan instalments, subsequent comprehensive insurance premium(s) renewal and periodic fees throughout the loan tenor





How to apply

  1. Choose Innoson vehicle of choice
  2. Visit your closest Sterling bank branch and tell them you will like to apply for the Innoson finance scheme.
  3. Contact Innoson (details provided below) for a pro forma invoice after Sterling bank confirmation
  4. Pay 25% down payment and have your vehicle delivered to you anywhere in Nigeria.

To partake in this offer, you can walk into the closest Sterling bank branch or call the Sterling Bank Plc. dedicated numbers for this promo 08033562978 and 08175812222. You can also call Sterling Bank Plc. Consumer Banking on the 08070894106, 08075290644. For your pro forma invoice, call Innoson Motors on 08137075745, 08030889955.

 

**Picture courtesy of Innoson Vehicle Manufacturing Limited

Please see the Sterling Bank Promo Page for more information:

 

http://innosonmotors.com/autofinance/

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  521. RichardGooky November 28, 2023
  522. Brianbat November 28, 2023
  523. ScottfuG November 28, 2023
  524. RobertSah November 28, 2023
  525. RaymondClaip November 28, 2023
  526. Jamesemels November 28, 2023
  527. RichardGooky November 28, 2023
  528. Michaeltoose November 29, 2023
  529. Josephvax November 29, 2023
  530. MichaelCRUIZ November 29, 2023
  531. Josephvax November 29, 2023
  532. MichaelCRUIZ November 30, 2023
  533. Michaeltoose November 30, 2023
  534. Jamescolla November 30, 2023
  535. Josephvax November 30, 2023
  536. Mathewpeata November 30, 2023
  537. Jamesvumma November 30, 2023
  538. MichaelCRUIZ November 30, 2023
  539. Michaeltoose December 1, 2023
  540. Josephvax December 1, 2023
  541. Petershorb December 1, 2023
  542. MichaelCRUIZ December 1, 2023
  543. Petershorb December 1, 2023
  544. Michaeltoose December 1, 2023
  545. Petershorb December 1, 2023
  546. Petershorb December 1, 2023
  547. Jamescolla December 2, 2023
  548. Petershorb December 2, 2023
  549. Jamesvumma December 2, 2023
  550. Petershorb December 2, 2023
  551. Josephvax December 2, 2023
  552. Petershorb December 2, 2023
  553. Ralphset December 2, 2023
  554. Michaeltoose December 2, 2023
  555. MichaelCRUIZ December 2, 2023
  556. Petershorb December 2, 2023
  557. Petershorb December 2, 2023
  558. Petershorb December 2, 2023
  559. Petershorb December 2, 2023
  560. Michaeltoose December 2, 2023
  561. Josephvax December 2, 2023
  562. Petershorb December 3, 2023
  563. MichaelCRUIZ December 3, 2023