[Review] UK to Nigeria money transfer agents: what is the best way to send £300?

A while ago, we investigated the cost of sending £300 to Nigeria from the UK here

Since exchange rates have changed dramatically since this article, we thought it might be prudent to provide a more up-to-date look at the situation, and also compare a wider pool of agents.

In this article, I will be reviewing five online transfer agents that can be used when sending money from UK to Nigeria. Please note that rates were valid as at 6am on Monday 6th June and are subject to change.

I was able to get the information on profiled agents through their website.  Like in the previous version of this review, agents were assessed based on exchange rates, transfer fees and transfer time. Let’s see how they fared.

western_union_uk_to_nigeria_money_transfer

 

 




Western Union

Still a household name after over a century, Western Union is the most ‘physically present’ among agents in this review. A walk into your local banking hall and you might stumble on a Western Union point inside. Finding a Western Union agent closest to you is as simple as clicking here.

To get an estimate on fees for sending money online you can use this link. Cash collection at the recipients end comes at a higher cost, so it is usually a better idea to send to your recipients bank account to save money, unless the recipient has an urgent need for cash.

Process

Walk into any Western Union agent and request for a transfer form. Fill in all necessary information, provided identification (if needed) and pay.

For online transfers, you’ll fill out an online form before making any payments. Payments can be made through Visa and MasterCard debit cards.

Transfer rate: £1 to N450.75

Recipient receives: N135,226

Pros: Money in minutes

Cons: Low transfer rates

Screen Shot 2016-06-05 at 01.50.36

 

MoneyLineUK

MoneyLineUK still maintains its simple and to-the-point website displaying all needed information.  Only bank transfers is available with MoneyLineUK, no cash pick up. Transfer is to all Nigerian bank accounts. Note that transfers higher than £600 will require you to show a proof of identification and address (utility bills).

Process

First step is to contact MoneyLineUK via phone or email to get current exchange rate, their bank account details and calculate how much you want to send. The fee calculator can also be used to compute this. At least it gives an idea of what the current exchange is. In any case, an email or phone call will still be needed to get account details.

After getting account details, you transfer amount (fees inclusive) electronically or pay cash at the nearest agent.

The next step is to provide the following details via phone call or email;

  • your name and address
  • name and bank details of beneficiary
  • total amount paid into account
  • destination country.

Transfer rate: £1 to N494

Recipient receives: N141,142

Transfer time: Same working day

Pros: Good rates.

Cons: It isn’t seamless – lots of effort involved in making calls, transferring the funds and then calling again to check receipt etc.

Screen Shot 2016-06-05 at 01.56.44

 





Small World Global Link

I typed in the old Global Link website and was re-directed to their new and improved page. All information was provided on the go and navigation was pretty smooth.

Money can now be transferred to any bank account in Nigeria.  However, transfers for cash pickup is through designated banks. Cash pickup locations are mainly WEMA bank branches across the country. A full list of available locations is provided at the bottom of the webpage.

The website also provides a tracking tool to track transfer status.

Process

Register on the website, choose/create beneficiary and pay online or by bank transfer.

Pros: You have an account area where you can save details of regular payees.

Cons: Online transfers are usually completed in minutes but could take up to hours before it is received by beneficiary.

Transfer rate: £1 to N490

Recipient receives: N140,140

Transfer time: Within two hours

Screen Shot 2016-06-05 at 02.04.13

 

World Remit

Beautifully designed trendy website with clear information of service rendered. World remit allows transfer payments through credit cards, debit cards and bank transfers. Process of transferring money can be started on the left hand side of the Nigerian webpage.

Process

Visit the website, choose Nigeria as destination country and select Bank Transfer. After this you input amount to be transferred and the calculator gives you total amount to be paid.

World remit also has a mobile app for ease of tracking applications and sending money.

Transfer rate: £1 to N463.11

Recipient receives: N138,934

Transfer time: Within one working day

Pros: Mobile app, option to send airtime

Cons: Low rates.

Screen Shot 2016-06-05 at 02.10.10

 

Azimo

Azimo’s colourful, sleek websites promises a zero transfer fee when you send money with them. The send-to-Nigeria webpage has an easily accessible fee calculator on the right hand side, with a promise to complete transfers to bank accounts within two hours. I also noticed that they transfer to all the main Nigerian banks. Azimo also has a mobile app for on-the-go sending of money.

Process

You can choose to use the fee calculator first before being led to the sign up page. After signing up, send process is similar with the rest. Choose how you want money to be sent, input beneficiary details and confirm payment.

Transfer rate: £1 to N470.4

Recipient receives: N141,120

Transfer time: Within two hours

Pros: No fees

Cons: Can’t think of any to be honest

Note

Perhaps due to the recent dynamics in Nigeria’s economy, transfer rates tend to vary more often. For example, MoneyLineUK offered a transfer rate of £1 to N464 the first day I checked. About two days later, it had risen to N470. There is also a wide gap between rates offered by agents and the official CBN rate. Be sure to confirm transfer rates on the day before sending money.

Verdict

Seeing agents promise to deliver within hours to a working day, transfer time is not much of an issue. Going by beneficiary payouts, Azimo and MoneyLineUK pay the highest – Azimo being due to the absence of fees.

Azimo’s zero transfer fee is eye-catching. On closer look however, MoneyLineUK’s transfer rate of £1 to N494 slightly edges Azimo even after removing the £15 transfer fee. Perhaps they are offering customer cash back from the web design in transfer rates – whatever the case, it works for me.

For emergencies, Western Union’s “money in minutes” trumps the others. On the other hand, they do offer the lowest transfer rate at £1 to N450. In conclusion, if you’re looking to transfer money to a Nigerian bank account and getting a good deal, then MoneyLineUK is the way to go. For cash pickups that do not involve emergencies, Small World’s Global Link is your best bet.

Have questions? Comments? We’d love to hear from you

 

472 Comments

  1. Vox Vladimir soset May 13, 2025
  2. pgslot-game.vip May 13, 2025
  3. payday loan May 13, 2025
  4. Прокарниз May 13, 2025
  5. +7 (499) 638-25-37 May 13, 2025
  6. zowin May 13, 2025
  7. qq88 May 13, 2025
  8. прокарниз May 14, 2025
  9. HenryTow May 14, 2025
  10. DennisDal May 14, 2025
  11. прокарниз May 14, 2025
  12. "Ткацкий" May 14, 2025
  13. "Ткацкий" May 14, 2025
  14. TimothySig May 15, 2025
  15. DavidStymn May 15, 2025
  16. +7 (499) 460-69-87 May 15, 2025
  17. Josephloori May 15, 2025
  18. "Ткацкий" May 15, 2025
  19. Ronalddab May 15, 2025
  20. Stevesar May 16, 2025
  21. Stevenkep May 16, 2025
  22. CedricGar May 16, 2025
  23. GalenBOK May 16, 2025
  24. Stanleyder May 17, 2025
  25. TrevorUniot May 18, 2025
  26. SpencerShuri May 18, 2025
  27. Georgegaina May 18, 2025
  28. gildan soft style May 18, 2025
  29. CraigInorp May 18, 2025
  30. Davidideow May 18, 2025
  31. WilliamLak May 19, 2025
  32. cleaning May 19, 2025
  33. RichardSak May 20, 2025
  34. kubet May 20, 2025
  35. gacam67 May 20, 2025
  36. sv88 May 21, 2025
  37. scribe-mate tool May 21, 2025
  38. casino May 21, 2025
  39. bet game May 21, 2025
  40. dayscafx_j_rxsl May 22, 2025
  41. 有道翻译骗子 May 22, 2025
  42. dayscafx_j_jksl May 22, 2025
  43. Taxi company May 22, 2025
  44. gvui May 23, 2025
  45. bbw_twOl May 23, 2025
  46. ufabet auto May 23, 2025
  47. bbw_wtOl May 24, 2025
  48. JesseDok May 24, 2025
  49. achievement trophies May 25, 2025
  50. ArchieBup May 25, 2025
  51. Donaldsax May 25, 2025
  52. boosting service May 26, 2025
  53. panel scribe tool May 26, 2025
  54. FrankCoarl May 26, 2025
  55. bbw_syOl May 26, 2025
  56. WilliamNem May 27, 2025
  57. Glennnen May 27, 2025
  58. JamesNap May 27, 2025
  59. MichaelVes May 27, 2025
  60. Joshuaevirm May 28, 2025
  61. cá cược bóng đá May 28, 2025
  62. bubetglobal May 28, 2025
  63. gamebaidoithuong May 28, 2025
  64. Brianspith May 29, 2025
  65. Mostbet Casino May 30, 2025
  66. hepato burn May 30, 2025
  67. hepato burn May 30, 2025
  68. aquasculpt official May 30, 2025
  69. remodel bathrooms June 1, 2025
  70. chatgpt indir June 1, 2025
  71. w 88 June 1, 2025
  72. w 88 June 1, 2025
  73. 188 bet June 1, 2025
  74. nvr Dahua June 1, 2025
  75. BryceWoowL June 2, 2025
  76. Danieldaugh June 2, 2025
  77. Edwardgep June 3, 2025
  78. Jamesgah June 3, 2025
  79. Michaelkicle June 3, 2025
  80. Davidjoisp June 3, 2025
  81. Jamesstobe June 3, 2025
  82. RobertSog June 3, 2025
  83. RobertSog June 3, 2025
  84. CharlieEncak June 3, 2025
  85. JohnnyDiz June 4, 2025
  86. ufabet888 June 4, 2025
  87. Vincentphema June 4, 2025
  88. RichardSak June 4, 2025
  89. Meme coin June 5, 2025
  90. Aaronagoms June 5, 2025
  91. bbw_eoOl June 5, 2025
  92. kfz gutachter June 6, 2025
  93. prebiotic June 6, 2025
  94. Best Moisturizer June 6, 2025
  95. govip June 6, 2025
  96. La'Don designer store June 6, 2025
  97. Earnestbub June 6, 2025
  98. ktaeb June 7, 2025
  99. gvui888 June 7, 2025
  100. w88 June 7, 2025
  101. Allenpeemo June 7, 2025
  102. bot88 June 7, 2025
  103. BrandonBes June 7, 2025
  104. nhà cái uy tín June 8, 2025
  105. nhà cái uy tín June 8, 2025
  106. казино June 10, 2025
  107. flagyl over the counter June 10, 2025
  108. kèo nhà cái 5 June 11, 2025
  109. TimothyNed June 12, 2025
  110. MichaelAlasy June 12, 2025
  111. Craigzex June 12, 2025
  112. 7zz3i June 12, 2025
  113. BrianLooLi June 12, 2025
  114. PhillipAsype June 12, 2025
  115. JustinNeild June 13, 2025
  116. ChrisFuh June 13, 2025
  117. Chriszor June 13, 2025
  118. locksmiths Leeds June 13, 2025
  119. DanielMen June 13, 2025
  120. Pablolom June 13, 2025
  121. DanielDrymn June 13, 2025
  122. JesseAnive June 13, 2025
  123. pg slot vip June 13, 2025
  124. RussellSoifs June 13, 2025
  125. OLaneProri June 13, 2025
  126. Jamesblecy June 13, 2025
  127. RonaldFus June 13, 2025
  128. JamesFauth June 13, 2025
  129. DarrellBaf June 13, 2025
  130. Williammit June 13, 2025
  131. sv388dangnhapcom June 14, 2025
  132. l7r85 June 14, 2025
  133. Freddiesuems June 15, 2025
  134. Jimmyvof June 16, 2025
  135. h2vwc June 16, 2025
  136. JefferyWhigh June 16, 2025
  137. JamesOrecy June 16, 2025
  138. Davidtuh June 16, 2025
  139. esp for fortnite free June 17, 2025
  140. fake product generator June 17, 2025
  141. AE888 June 17, 2025
  142. Прокарниз June 17, 2025
  143. Prokarniz June 17, 2025
  144. Prokarniz June 17, 2025
  145. NSW teeth whitening June 17, 2025
  146. +7 (499) 638-25-37 June 17, 2025
  147. rent party booth June 17, 2025
  148. +7 (499) 638-25-37 June 17, 2025
  149. Prokarniz June 18, 2025
  150. ausu9 June 18, 2025
  151. +7 (499) 638-25-37 June 18, 2025
  152. казино June 18, 2025
  153. прокарниз June 18, 2025
  154. Camerontiply June 18, 2025
  155. StevenFag June 18, 2025
  156. Isaiahpef June 19, 2025
  157. WalterPlafe June 19, 2025
  158. WilliamLig June 19, 2025
  159. MichaelOdomb June 19, 2025
  160. +7 (499) 460-69-87 June 19, 2025
  161. Commercial Fridge Repair June 19, 2025
  162. https://i9betz4.com/ June 19, 2025
  163. казино June 19, 2025
  164. Ткацкий June 19, 2025
  165. HenryMek June 20, 2025
  166. +7 (499) 460-69-87 June 20, 2025
  167. Arthurcex June 20, 2025
  168. казино June 20, 2025
  169. Michaelrek June 20, 2025
  170. Ткацкий June 20, 2025
  171. +7 (499) 638-25-37 June 20, 2025
  172. Ткацкий June 20, 2025
  173. Прокарниз June 20, 2025
  174. +7 (499) 460-69-87 June 20, 2025
  175. Прокарниз June 20, 2025
  176. "Ткацкий" June 21, 2025
  177. 67838 June 21, 2025
  178. "Ткацкий" June 21, 2025
  179. +7 (499) 638-25-37 June 21, 2025
  180. 부산달리기 June 21, 2025
  181. Прокарниз June 21, 2025
  182. 부달 June 21, 2025
  183. load one transport June 21, 2025
  184. 부달 June 22, 2025
  185. 부달 June 22, 2025
  186. казино June 22, 2025
  187. Ткацкий June 23, 2025
  188. pubmq June 23, 2025
  189. +7 (499) 460-69-87 June 23, 2025
  190. tin signs June 23, 2025
  191. Ткацкий June 23, 2025
  192. +7 (499) 460-69-87 June 24, 2025
  193. CurtisDog June 24, 2025
  194. j88 June 24, 2025
  195. JOKER123 June 24, 2025
  196. "Ткацкий" June 24, 2025
  197. free sex chat June 24, 2025
  198. StevenHoila June 25, 2025
  199. "Ткацкий" June 25, 2025
  200. JOKER123 June 25, 2025
  201. "Ткацкий" June 25, 2025
  202. wn1h0 June 25, 2025
  203. RobertoGuacy June 25, 2025
  204. Martinbum June 25, 2025
  205. oxbet June 25, 2025
  206. hitclub June 25, 2025
  207. Prokarniz June 25, 2025
  208. casino online June 25, 2025
  209. RobertDOM June 25, 2025
  210. 8us June 25, 2025
  211. 88clb June 25, 2025
  212. UFABET June 25, 2025
  213. Прокарниз June 25, 2025
  214. 88clb June 26, 2025
  215. Prokarniz June 26, 2025
  216. casino online ontario June 26, 2025
  217. +7 (499) 638-25-37 June 26, 2025
  218. Joshuafup June 26, 2025
  219. прокарниз June 26, 2025
  220. +7 (499) 460-69-87 June 26, 2025
  221. j9xav June 27, 2025
  222. WordPress Webdesign June 27, 2025
  223. Прокарниз June 27, 2025
  224. Ткацкий June 27, 2025
  225. Ткацкий June 27, 2025
  226. +7 (499) 460-69-87 June 27, 2025
  227. "Ткацкий" June 27, 2025
  228. "Ткацкий" June 27, 2025
  229. Ткацкий June 27, 2025
  230. article June 28, 2025
  231. +7 (499) 460-69-87 June 28, 2025
  232. aice7 June 28, 2025
  233. Ткацкий June 28, 2025
  234. +7 (499) 460-69-87 June 28, 2025
  235. +7 (499) 460-69-87 June 29, 2025
  236. Brianjigma June 29, 2025
  237. WillieCoent June 29, 2025
  238. Прокарниз June 29, 2025
  239. прокарниз June 29, 2025
  240. Anime June 29, 2025
  241. Ткацкий June 29, 2025
  242. 7club June 29, 2025
  243. da88 June 29, 2025
  244. sodocasino June 30, 2025
  245. Prokarniz June 30, 2025
  246. Ткацкий June 30, 2025
  247. ld03m June 30, 2025
  248. прокарниз June 30, 2025
  249. "Ткацкий" June 30, 2025
  250. +7 (499) 460-69-87 June 30, 2025
  251. Prokarniz June 30, 2025
  252. "Ткацкий" June 30, 2025
  253. прокарниз July 1, 2025
  254. LINK VÀO FB88 July 1, 2025
  255. Michaelwaf July 1, 2025
  256. +7 (499) 638-25-37 July 1, 2025
  257. sky88 July 1, 2025
  258. StevenEnrip July 1, 2025
  259. fb88.day July 1, 2025
  260. PeterSup July 1, 2025
  261. Jeremyfrurn July 1, 2025
  262. +7 (499) 638-25-37 July 1, 2025
  263. AndrewBiz July 1, 2025
  264. kong casino July 1, 2025
  265. superslot July 1, 2025
  266. Прокарниз July 1, 2025
  267. Prokarniz July 1, 2025
  268. manclub July 1, 2025
  269. Wizdiary July 2, 2025
  270. 0u5qx July 2, 2025
  271. casino en ligne canada July 2, 2025
  272. trada casino July 2, 2025
  273. kong casino July 2, 2025
  274. super slot July 2, 2025
  275. +7 (499) 638-25-37 July 2, 2025
  276. +7 (499) 460-69-87 July 2, 2025
  277. TYPHU 88 July 2, 2025
  278. прокарниз July 2, 2025
  279. super slot July 2, 2025
  280. +7 (499) 460-69-87 July 2, 2025
  281. Ткацкий July 2, 2025
  282. superslot July 2, 2025
  283. "Ткацкий" July 2, 2025
  284. womens glasses July 2, 2025
  285. +7 (499) 460-69-87 July 3, 2025
  286. "Ткацкий" July 3, 2025
  287. BernardIrodo July 3, 2025
  288. "Ткацкий" July 3, 2025
  289. PhillipAsype July 3, 2025
  290. ChrisFuh July 3, 2025
  291. t7clp July 3, 2025
  292. casino online July 3, 2025
  293. Chriszor July 3, 2025
  294. +7 (499) 460-69-87 July 3, 2025
  295. +7 (499) 460-69-87 July 3, 2025
  296. 开云体育 July 3, 2025
  297. +7 (499) 460-69-87 July 3, 2025
  298. Ткацкий July 4, 2025
  299. +7 (499) 460-69-87 July 4, 2025
  300. +7 (499) 638-25-37 July 4, 2025
  301. SODO July 4, 2025
  302. Прокарниз July 4, 2025
  303. p2jgi July 4, 2025
  304. прокарниз July 5, 2025
  305. прокарниз July 5, 2025
  306. "Ткацкий" July 5, 2025
  307. вебзайм July 5, 2025
  308. SODO July 5, 2025
  309. квику July 5, 2025
  310. +7 (499) 460-69-87 July 5, 2025
  311. Ramonjuire July 6, 2025
  312. +7 (499) 460-69-87 July 6, 2025
  313. "Ткацкий" July 6, 2025
  314. Прокарниз July 6, 2025
  315. Good88 July 7, 2025
  316. kl99 July 7, 2025
  317. прокарниз July 7, 2025
  318. dv88 July 7, 2025
  319. прокарниз July 7, 2025
  320. locksmith Leeds July 7, 2025
  321. sex trẻ em 16+ July 7, 2025
  322. Прокарниз July 7, 2025
  323. Leeds locksmith July 7, 2025
  324. Прокарниз July 8, 2025
  325. seksvideo July 8, 2025
  326. vibrating stroker July 8, 2025
  327. tellmi.ru July 8, 2025
  328. гринмани July 8, 2025
  329. webzaim July 8, 2025
  330. photo magnet machine July 9, 2025
  331. Fredson33Ces July 9, 2025
  332. Alexeimund July 9, 2025
  333. VolyaK July 10, 2025
  334. 33win July 10, 2025
  335. 60rdp July 10, 2025

Leave a Reply