The Credit rating files II

So exactly a month and 5 days after our application for a joint bank account, I receive an e-mail alert from Credit Expert, saying a change was detected in my credit report.

 

 

 

 

 

 

 

 

 

 

 

None of the options on the left sounded particularly encouraging I must say, and I knew, I just knew that my credit score must have taken a dive. How deep a dive was what was yet to be determined.

Apparently, there are a whole range of actions that could affect your credit score negatively – and they don’t have to be negative actions like missing a payment. Matt Hughey’s credit rating dropped remarkably when he paid off a credit card he had since University, and closed the account. Commenters said that the problem was not paying off the card, but actually closing the account, so it’s about understanding the game, not just doing what you think is the right thing.

In my case, I found out that the ‘activity’ was opening the joint account – this reduced my credit score by 44 points! I don’t know how these guys allocate points – I thought they would deduct 1 – 3 points at a time, but it turns out they are on a different operating scale as the driving license point removers so I’m just ‘looking at them’ and trying to find  more credit-boosting  actions. Any suggestions?

 

7,063 Comments

  1. kliknij link November 10, 2018
  2. strona www November 10, 2018
  3. witryna www November 10, 2018
  4. playmobil careers January 22, 2020
  5. rekomendowana strona January 22, 2020
  6. Trai cay sach January 23, 2020
  7. Hoa Qua Sach January 23, 2020
  8. Hoa Qua Sach January 23, 2020
  9. โต๊ะจีน January 24, 2020
  10. فساتين سهره January 24, 2020
  11. buy instagram followers January 25, 2020
  12. patio bar stools January 25, 2020
  13. บาคาร่าs01 January 25, 2020
  14. บาคาร่า January 25, 2020
  15. zobacz co znalazlem January 25, 2020
  16. lesbian porn January 26, 2020
  17. udaipur call girls January 26, 2020
  18. pelen artykul January 26, 2020
  19. DC Moving help January 28, 2020
  20. Daviddah February 3, 2023
  21. RobertEmups February 4, 2023
  22. AnnaGon February 5, 2023
  23. JackGon February 5, 2023
  24. JaneGon February 8, 2023
  25. PaulGon February 11, 2023
  26. KimGon February 13, 2023
  27. TommyWhibe February 13, 2023
  28. Michaelwes February 14, 2023
  29. MarkGon February 14, 2023
  30. Timothyrot February 17, 2023
  31. NickGon February 18, 2023
  32. RodneyBup February 18, 2023
  33. Daviddah February 21, 2023
  34. RicFousy February 21, 2023
  35. AlanGon February 22, 2023
  36. Daviddah February 23, 2023
  37. Samuelvat February 26, 2023
  38. MiclOptig February 28, 2023
  39. DarrylneelP February 28, 2023
  40. 메이저토토 February 28, 2023
  41. Albertvox February 28, 2023
  42. Albertvox March 3, 2023
  43. CipillsviKr March 3, 2023
  44. DarrylneelP March 3, 2023
  45. Disposable vapes March 4, 2023
  46. Albertvox March 4, 2023
  47. MaryGon March 4, 2023
  48. Albertvox March 6, 2023
  49. Albertvox March 7, 2023
  50. 78win March 8, 2023
  51. Albertvox March 9, 2023
  52. RobertINobe March 12, 2023
  53. 유로247 March 12, 2023
  54. BooGon March 13, 2023
  55. effemia March 14, 2023
  56. JesusWhapH March 17, 2023
  57. บาคาร่า March 18, 2023
  58. RicFousy March 18, 2023
  59. JesusWhapH March 19, 2023
  60. grailia March 19, 2023
  61. Edgarref March 20, 2023
  62. JesusWhapH March 20, 2023
  63. MichaelHauby March 21, 2023
  64. ManuelSwoto March 22, 2023
  65. Iyoh67x March 23, 2023
  66. vijw97 March 24, 2023
  67. Iolwh09 March 24, 2023
  68. ManuelSwoto March 24, 2023
  69. ManuelSwoto March 26, 2023
  70. aszikp March 28, 2023
  71. IvyGon March 28, 2023
  72. AlanGon March 28, 2023
  73. dflugo March 28, 2023
  74. IvyGon March 28, 2023
  75. AshGon March 28, 2023
  76. AshGon March 28, 2023
  77. visitorbet March 28, 2023
  78. SueGon March 28, 2023
  79. IvyGon March 28, 2023
  80. MaryGon March 29, 2023
  81. IvyGon March 29, 2023
  82. SueGon March 29, 2023
  83. RichardNen March 29, 2023
  84. EyeGon March 29, 2023
  85. MaryGon March 29, 2023
  86. Daviddah March 29, 2023
  87. MaryGon March 29, 2023
  88. SueGon March 29, 2023
  89. JosephRow March 30, 2023
  90. SamuelLot March 30, 2023
  91. SueGon March 30, 2023
  92. RichardNen March 30, 2023
  93. JosephRow March 30, 2023
  94. lhi11o March 30, 2023
  95. JoeGon March 30, 2023
  96. SueGon March 30, 2023
  97. EyeGon March 30, 2023
  98. Michaelvof March 30, 2023
  99. SamGon March 31, 2023
  100. EyeGon March 31, 2023
  101. AshGon March 31, 2023
  102. SamuelLot March 31, 2023
  103. SamuelLot March 31, 2023
  104. dvfqcy March 31, 2023
  105. AlanGon April 1, 2023
  106. IvyGon April 1, 2023
  107. SamGon April 1, 2023
  108. AlanGon April 1, 2023
  109. SamGon April 1, 2023
  110. fjwrnz April 1, 2023
  111. Douglasiteda April 1, 2023
  112. IvyGon April 1, 2023
  113. EyeGon April 2, 2023
  114. IvyGon April 2, 2023
  115. SueGon April 2, 2023
  116. AlanGon April 2, 2023
  117. MaryGon April 2, 2023
  118. epcteu April 2, 2023
  119. IvyGon April 2, 2023
  120. MaryGon April 2, 2023
  121. DarrylneelP April 3, 2023
  122. ZakGon April 3, 2023
  123. AshGon April 3, 2023
  124. Daviddah April 3, 2023
  125. AshGon April 3, 2023
  126. JackGon April 3, 2023
  127. MaryGon April 3, 2023
  128. JosephRow April 3, 2023
  129. SamuelLot April 3, 2023
  130. ZakGon April 3, 2023
  131. Douglasiteda April 3, 2023
  132. AshGon April 4, 2023
  133. AlanGon April 4, 2023
  134. Azavi39 April 4, 2023
  135. SueGon April 4, 2023
  136. ZakGon April 4, 2023
  137. igackpv April 5, 2023
  138. EyeGon April 5, 2023
  139. AshGon April 5, 2023
  140. SueGon April 5, 2023
  141. Douglasiteda April 5, 2023
  142. MaryGon April 5, 2023
  143. AshGon April 5, 2023
  144. AshGon April 5, 2023
  145. IvyGon April 6, 2023
  146. EyeGon April 6, 2023
  147. AshGon April 6, 2023
  148. AshGon April 6, 2023
  149. MaryGon April 6, 2023
  150. Robertren April 6, 2023
  151. IvyGon April 6, 2023
  152. geq76c April 6, 2023
  153. Daviddah April 6, 2023
  154. SamuelLot April 6, 2023
  155. MaryGon April 6, 2023
  156. AlanGon April 6, 2023
  157. MaryGon April 6, 2023
  158. IvyGon April 7, 2023
  159. EyeGon April 7, 2023
  160. SamGon April 7, 2023
  161. SamGon April 7, 2023
  162. Robertren April 7, 2023
  163. RichardNen April 7, 2023
  164. AshGon April 7, 2023
  165. ZakGon April 8, 2023
  166. SamuelLot April 8, 2023
  167. SueGon April 8, 2023
  168. SamuelLot April 8, 2023
  169. SamGon April 8, 2023
  170. SueGon April 8, 2023
  171. DarrylneelP April 8, 2023
  172. Robertren April 8, 2023
  173. IvyGon April 9, 2023
  174. SamGon April 9, 2023
  175. Michaelvof April 9, 2023
  176. AshGon April 9, 2023
  177. SueGon April 9, 2023
  178. chozeuc April 9, 2023
  179. uvx06m April 10, 2023
  180. SamGon April 10, 2023
  181. Davistig April 10, 2023
  182. Daviddah April 10, 2023
  183. Davistig April 10, 2023
  184. DarrylneelP April 10, 2023
  185. AlanGon April 10, 2023
  186. MaryGon April 10, 2023