[Guide] Where to get financing for your business in Nigeria

As a popular Nigerian proverb goes “Na money them dey take pursue money”, starting a profitable venture will involve some financing. You might have that killer idea but without the finance to pursue it, it’s almost like building castles in the sky.

A friend of mine has it in mind to start a delivery business. He has done the calculations and drafted a business plan but is yet to start due to no funds.

The problem of difficulty in securing funds is a problem facing hundreds of thousands of Nigerian youths today. Obtaining finance is an uphill task but one that can be achieved.

So how can I raise finance in Nigeria for a small business?

There are not many options when it comes to getting funds for small and medium sized businesses in Nigeria. I say SMEs because the popular description of entrepreneurship in Nigeria falls in this bracket. For bigger companies, they may have other options such as venture capitalists due to their bigger structure.

For an entrepreneur, below are ways of obtaining finance in Nigeria:-

Personal savings

Perhaps, the least stressful way of financing a business in Nigeria. All that is required to fund the business is the entrepreneur’s personal savings. This may be savings from his day job or from sale of personal assets. There is no interest attached because he owns everything and bears 100% risk.

In the case of my friend mentioned above, if he had tangible savings his problem would’ve been implementation of his business plan. Now he plans on working for some time while saving up the capital for his intended business.

6997101899_493623d6c0_z

Family and friends

There is no harm in obtaining finance for your start up from a family or friend. As long as the person is ready to assist, such an opportunity should be grabbed with both hands. There is a great chance the loan will be interest-free. It is an easier way of obtaining finance compared with loans from financial institutions and other options talked about below. When approaching family, it is always a good idea to draw up and agreement and discuss a payment plan beforehand  to avoid problems down the line.

Commercial banks

A bank loan is an amount of money lent by a bank to a person to be paid back at a later date with interest. Bank loans can be classified into short, medium and long term.

Commercial banks in Nigeria provide loans for entrepreneurs who are able to meet certain conditions. These conditions could be having an account with the bank for at least six months, a good business plan, collateral etc. Failure to pay up the loan after a set period of time could lead to certain penalties such as seizing of collateral. For an example small business loans, see this loan offered by Stanbic IBTC bank.




Microfinance banks

Unlike commercial banks, microfinance institutions are meant to serve small business owners and entrepreneurs. They are not as big as commercial banks and nearly never have more than a branch or two. With a microfinance bank there are more friendly interest rates and less requirements. Due to their financial strength, they mostly provide small loans. I doubt one can get a loan of 10 million from a microfinance bank. For a full list of microfinance banks in Nigeria, see CBN’s list of microfinance banks.

Cooperative societies

Every business person in Nigeria is familiar with cooperative societies. A group of like-minded people can pool their resources together and help one another. The key requirement is active membership of the society, paying all dues and fulfilling all obligations. In cooperatives, members can contribute some amount of money every month and provide loans to certain members. An entrepreneur can sign up at a local cooperative then follow their guidelines on getting loans. Typically, there is little to no interest requested. Also village town hall meetings sometimes function as cooperatives providing loans to members.

Grants

Grants are non-repayable funds provided by governments/organizations to successful applicants who have gone through a screening process. Every year, millions of dollars are awarded in grant worldwide for business, research and other activities. In Nigeria, there are grants available for entrepreneurs to fund their businesses. Since applications are screened, entrepreneurs have to meet all requirements of the offering body. Grants are very competitive so there is need for an entrepreneur to bring his A-game when applying.

The Youth Enterprise with Innovation in Nigeria (YouWin) is a special business grant and mentorship programme for young business owners. Launched by ex-president Goodluck Jonathan in 2011, the scheme has gone on to provide grants for thousands of Nigerian businesses. The programme runs every year and the Buhari-led government has promised to continue with the initiative.

Other grants available to Nigerian entrepreneurs are;

The Tony Elumelu Foundation

Shell LiveWIRE

Dangote Foundation

3090723465_e1f5961b2e_o

Angel Investors

Think of a very rich man in your city. This man has decades of professional experience and/or a good amount of money. He decides to invest in and mentor a young business with potential.

That is an angel investor.

In exchange for their capital (and sometimes mentorship), angel investors usually get a stake in the business. An angel investor can also be a friend or family member making this financing source an overlap with family and friends above.

Angel investors can collaborate with one another to form what is now called ‘Angel Investor Networks’. As a group, angel investors can pool their resources to fund more businesses. Examples of angel investor networks in Nigeria is 440.ng and Lagos Angel Network (LAN).

Venture Capitalists

Venture capitalists are group of investors who invest in growing businesses with great potential. Their aim is to fast track growth in already existing businesses. Venture capitalists include groups of wealthy investors, investment banks and other financial institutions.

For the high risk with financing businesses, VC’s usually have significant say in company decisions. Like, angel investors, they also get an ownership stake in the company. From observation, venture capitalists are a bit skewed towards tech start-ups. This doesn’t mean that don’t invest outside this field. Example of venture capitalist firms in Nigeria are Henshaw Capital Partners, United Venture Capital, Adlevo Capital, and EchoVC. Outside Nigeria, there are other venture capitalist firms seeking to invest such as 500startups.

 

Getting finance for business involves careful planning. A well thought-out business plan is more likely to attract funding than one that’s not. Any would be investor in your business would like to know how profitable it is or how soon you plan to pay back the loan.

 

 

Have any experience getting funding for your business in Nigeria? We’ll love to hear from you

 

2,339 Comments

  1. Larkin June 7, 2023
  2. 유흥업소알바 June 7, 2023
  3. 대출뱅크 June 7, 2023
  4. 서울 스웨디시 June 7, 2023
  5. get more info June 7, 2023
  6. สล็อต og June 7, 2023
  7. click here June 7, 2023
  8. 유흥알바 June 7, 2023
  9. 텐프로 알바 June 7, 2023
  10. 바카라 June 7, 2023
  11. 여성알바 June 7, 2023
  12. webpage June 7, 2023
  13. 프리랜서 대출 June 7, 2023
  14. 요정알바 June 7, 2023
  15. 마사지 June 7, 2023
  16. 추가대출 June 7, 2023
  17. web page June 7, 2023
  18. 이지알바 June 7, 2023
  19. 유흥업소알바 June 7, 2023
  20. 스웨디시 홈케어 June 7, 2023
  21. 타이 마사지 June 7, 2023
  22. 여성알바 June 7, 2023
  23. 토토사이트 June 7, 2023
  24. web page June 7, 2023
  25. 우리카지노 June 7, 2023
  26. 여성알바 June 7, 2023
  27. 정부지원 대출 June 7, 2023
  28. 마사지 June 7, 2023
  29. site June 7, 2023
  30. web page June 7, 2023
  31. 스웨디시 어때 June 7, 2023
  32. 마사지알바 June 7, 2023
  33. web page June 7, 2023
  34. homepage June 7, 2023
  35. web page June 7, 2023
  36. 파워볼중계 June 7, 2023
  37. 엔트리파워볼 June 7, 2023
  38. minjf.thelateblog.com June 7, 2023
  39. 여자알바 June 7, 2023
  40. website June 7, 2023
  41. get more info June 7, 2023
  42. 카페 알바 June 7, 2023
  43. website June 7, 2023
  44. 24시간 스웨디시 June 7, 2023
  45. 전남 스웨디시 June 7, 2023
  46. homepage June 7, 2023
  47. 요정알바 June 7, 2023
  48. 동행복권 파워볼 June 7, 2023
  49. 비제이 알바 June 7, 2023
  50. website June 7, 2023
  51. 무직자대출 June 7, 2023
  52. sheisl0ved.com June 7, 2023
  53. 파워볼중계 June 7, 2023
  54. site June 7, 2023
  55. 토토사이트목록 June 7, 2023
  56. 여성알바 June 8, 2023
  57. more info June 8, 2023
  58. 정부지원대출 June 8, 2023
  59. 무직자대출 June 8, 2023
  60. 텐카페 알바 June 8, 2023
  61. website June 8, 2023
  62. EOS파워볼 June 8, 2023
  63. 동행스피드키노 June 8, 2023
  64. 유흥업소 알바 June 8, 2023
  65. get more info June 8, 2023
  66. 스피드키노 June 8, 2023
  67. 모바일대출 June 8, 2023
  68. 토토사이트검증 June 8, 2023
  69. 온라인카지노 June 8, 2023
  70. read more June 8, 2023
  71. 바카라사이트 June 8, 2023
  72. 온라인카지노 June 8, 2023
  73. 부산 휴게텔 June 9, 2023
  74. Penni Bordelon June 9, 2023
  75. 바카라사이트 June 9, 2023
  76. 4089 July 16, 2023
  77. Derekduh August 7, 2023
  78. Jimmymen August 7, 2023
  79. Samuelgab August 10, 2023
  80. Larrybrops August 10, 2023
  81. Charlesgof August 10, 2023
  82. ClaudeInins August 11, 2023
  83. Larrybrops August 11, 2023
  84. DarylFig August 11, 2023
  85. Jamesfrism August 11, 2023
  86. Charlespuh August 11, 2023
  87. Brentpielo August 11, 2023
  88. ClaudeInins August 11, 2023
  89. Samuelgab August 12, 2023
  90. Larrybrops August 12, 2023
  91. DarylFig August 12, 2023
  92. ScottWeF August 12, 2023
  93. ClaudeInins August 12, 2023
  94. Larrybrops August 13, 2023
  95. Charlespuh August 13, 2023
  96. Jamesfrism August 13, 2023
  97. Brentpielo August 13, 2023
  98. ScottWeF August 13, 2023
  99. Samuelgab August 13, 2023
  100. ClaudeInins August 13, 2023
  101. FreddyVek August 14, 2023
  102. AlbertRon August 14, 2023
  103. FreddyVek August 15, 2023
  104. LorenEnert August 15, 2023
  105. Robertenade August 15, 2023
  106. Edwarddrymn August 15, 2023
  107. AlbertRon August 15, 2023
  108. FreddyVek August 16, 2023
  109. Georgefralt August 16, 2023
  110. AllanblinG August 16, 2023
  111. AlbertRon August 16, 2023
  112. Robertenade August 17, 2023
  113. FreddyVek August 17, 2023
  114. Edwarddrymn August 17, 2023
  115. AlbertRon August 17, 2023
  116. FreddyVek August 18, 2023
  117. Edwarddrymn August 18, 2023
  118. AllanblinG August 18, 2023
  119. Robertenade August 18, 2023
  120. JoshuaFak August 18, 2023
  121. AlbertRon August 18, 2023
  122. Georgefralt August 18, 2023
  123. Edwarddrymn August 19, 2023
  124. FreddyVek August 19, 2023
  125. Robertenade August 19, 2023
  126. BarryTex August 20, 2023
  127. JeffreyNup August 20, 2023
  128. MichaelExifs August 20, 2023
  129. RobertBiash August 20, 2023
  130. BarryTex August 21, 2023
  131. Michaelstect August 21, 2023
  132. JeffreyNup August 21, 2023
  133. Keithric August 22, 2023
  134. BarryTex August 22, 2023
  135. Donaldenupt August 22, 2023
  136. MichaelExifs August 22, 2023
  137. JeffreyNup August 22, 2023
  138. Michaelstect August 22, 2023
  139. Williamheinc August 23, 2023
  140. Robertshesk August 23, 2023
  141. Williamheinc August 24, 2023
  142. Michaelevalf August 24, 2023
  143. RonaldHed August 24, 2023
  144. GeorgeGepek August 25, 2023
  145. Georgehok August 25, 2023
  146. NelsonCet August 25, 2023
  147. Michaelevalf August 25, 2023
  148. AntonioFaulp August 26, 2023
  149. GeorgeGepek August 26, 2023
  150. Michaelevalf August 26, 2023
  151. WillieHyday August 26, 2023
  152. GeorgeGepek August 27, 2023
  153. AntonioFaulp August 27, 2023
  154. Michaelevalf August 27, 2023
  155. NelsonCet August 27, 2023
  156. GeorgeGepek August 28, 2023
  157. Michaelevalf August 28, 2023
  158. AntonioFaulp August 28, 2023
  159. RonaldHed August 28, 2023
  160. Geraldecock August 30, 2023
  161. Joshuamat August 30, 2023
  162. Zacharyjelry August 30, 2023
  163. Zacharyjelry August 30, 2023
  164. Stanleytip August 31, 2023
  165. Charlesovaft August 31, 2023
  166. Earnestomish September 1, 2023
  167. Charlesovaft September 2, 2023
  168. JamesSkank September 2, 2023
  169. JamesDycle September 3, 2023
  170. ThomasLow September 12, 2023
  171. GeraldAbete September 14, 2023
  172. AlfredVemia September 14, 2023
  173. JesseRorry September 15, 2023
  174. Rogerfop September 17, 2023
  175. Michaelgriet September 17, 2023
  176. JasonAmoxy September 18, 2023
  177. Manuelniply September 19, 2023
  178. CurtisAwalm September 19, 2023
  179. Danielfag September 19, 2023
  180. Danielfag September 21, 2023
  181. CurtisAwalm September 21, 2023
  182. Danielfag September 23, 2023
  183. CurtisAwalm September 24, 2023
  184. Thomasbum September 24, 2023
  185. DwayneGem September 24, 2023
  186. Williamcycle September 25, 2023
  187. ArchieAffer September 25, 2023
  188. ArchieAffer September 26, 2023
  189. Robertoffem September 26, 2023
  190. TommyPelom September 26, 2023
  191. DwayneGem September 26, 2023
  192. BillyWhago September 27, 2023
  193. Roberthal September 29, 2023
  194. Raymondspoge September 29, 2023
  195. RickeyTwecy September 29, 2023
  196. Maxwellped September 29, 2023
  197. Ricardoduaps September 29, 2023
  198. BillyWhago September 29, 2023
  199. Georgerer September 30, 2023
  200. FelixLow October 1, 2023
  201. MichaelLem October 1, 2023
  202. RogerTricy October 2, 2023
  203. Robertdug October 2, 2023
  204. MarvinNow October 2, 2023
  205. ArchieFuh October 2, 2023
  206. FelixLow October 2, 2023
  207. RogerTricy October 3, 2023
  208. Georgerer October 3, 2023
  209. MichaelLem October 3, 2023
  210. MarvinNow October 3, 2023
  211. RogerTricy October 4, 2023
  212. Robertdug October 4, 2023
  213. ArchieFuh October 4, 2023
  214. FelixLow October 4, 2023
  215. MichaelLem October 4, 2023
  216. RogerTricy October 5, 2023
  217. Georgerer October 5, 2023
  218. MarvinNow October 5, 2023
  219. FelixLow October 5, 2023
  220. RogerTricy October 5, 2023
  221. Robertdug October 6, 2023
  222. Blayne October 6, 2023
  223. Maryjo October 6, 2023
  224. Shamera October 6, 2023
  225. MichaelLem October 6, 2023
  226. Roshelle October 6, 2023
  227. Kermit October 6, 2023
  228. Christa October 6, 2023
  229. Jared October 6, 2023
  230. Kraig October 6, 2023
  231. Rik October 6, 2023
  232. Haris October 6, 2023
  233. RogerTricy October 6, 2023
  234. ArchieFuh October 7, 2023
  235. FelixLow October 7, 2023
  236. Porter October 7, 2023
  237. Melanie October 7, 2023
  238. JamesStize October 7, 2023
  239. Esther October 7, 2023
  240. GregoryAgemo October 7, 2023
  241. AaronJen October 7, 2023
  242. TerryDic October 7, 2023
  243. Bobbywen October 7, 2023
  244. Barb October 7, 2023
  245. FelixLow October 8, 2023
  246. Gaylorddew October 8, 2023
  247. Martina October 8, 2023
  248. Dennis October 8, 2023
  249. Thalia October 8, 2023
  250. Elizabeth October 8, 2023
  251. Bobbywen October 8, 2023
  252. FelixLow October 9, 2023
  253. JamesStize October 9, 2023
  254. Manuelheste October 9, 2023
  255. CharlesOrisk October 9, 2023
  256. Clintraili October 10, 2023
  257. Dennisfrurb October 10, 2023
  258. Rodneybuike October 10, 2023
  259. Clintraili October 11, 2023
  260. Manuelheste October 11, 2023
  261. CharlesOrisk October 11, 2023
  262. CraigLiz October 11, 2023
  263. Clintraili October 12, 2023
  264. JamesDrova October 12, 2023
  265. Dennisfrurb October 12, 2023
  266. Clintraili October 13, 2023
  267. CharlesOrisk October 13, 2023
  268. Stevenbef October 14, 2023
  269. Great site October 15, 2023
  270. Larryjap October 23, 2023
  271. WesleyPhell October 24, 2023
  272. Ernieunpam October 24, 2023
  273. Larryjap October 24, 2023
  274. Ernieunpam October 25, 2023
  275. RobincoitE October 25, 2023
  276. BobbySOW October 25, 2023
  277. Larryjap October 25, 2023
  278. TerryGup October 25, 2023
  279. Andrewagima October 26, 2023
  280. WesleyPhell October 26, 2023
  281. Dustinblili October 26, 2023
  282. Ernieunpam October 26, 2023
  283. BobbySOW October 26, 2023
  284. Larryjap October 26, 2023
  285. RamiroGathe October 27, 2023
  286. NormanSuple October 27, 2023
  287. JerryZet October 27, 2023
  288. JamesReela October 27, 2023
  289. WilliamUrind October 28, 2023
  290. NormanSuple October 28, 2023
  291. JerryZet October 28, 2023
  292. BVZ_Moskva_O October 29, 2023
  293. CharlesVaL October 29, 2023
  294. MichaelNug October 29, 2023
  295. JamesReela October 29, 2023
  296. NormanSuple October 29, 2023
  297. BVZ_Moskva_S October 30, 2023
  298. JamesReela October 30, 2023
  299. NormanSuple October 30, 2023
  300. Jamessit October 30, 2023
  301. WilliamGrame October 30, 2023
  302. Earnestbib October 31, 2023
  303. CharlesVaL October 31, 2023
  304. MichaelNug October 31, 2023
  305. JamesReela October 31, 2023
  306. NormanSuple October 31, 2023
  307. Jamessit November 1, 2023
  308. shiyue1024yiyi November 1, 2023
  309. NormanSuple November 1, 2023
  310. JamesReela November 1, 2023
  311. CharlesVaL November 2, 2023
  312. Jamessit November 2, 2023
  313. JamesReela November 2, 2023
  314. MichaelNug November 2, 2023
  315. RichardHow November 3, 2023
  316. DavidDAUTT November 3, 2023
  317. Briansmoma November 3, 2023
  318. Briansmoma November 3, 2023
  319. RobertJug November 3, 2023
  320. Briansmoma November 4, 2023
  321. RichardHow November 4, 2023
  322. RobertJug November 4, 2023
  323. Stephenhiese November 4, 2023
  324. Timothyhex November 4, 2023
  325. DerekErypE November 4, 2023
  326. RobertJug November 4, 2023
  327. Briansmoma November 4, 2023
  328. Davidlef November 5, 2023
  329. DavidDAUTT November 5, 2023
  330. RobertJug November 5, 2023
  331. Briansmoma November 5, 2023
  332. RichardHow November 5, 2023
  333. Josephchift November 5, 2023
  334. Stephenhiese November 5, 2023
  335. RobertJug November 5, 2023
  336. DerekErypE November 6, 2023
  337. DavidDAUTT November 6, 2023
  338. Briansmoma November 6, 2023
  339. Davidlef November 6, 2023
  340. RobertJug November 6, 2023
  341. Timothyhex November 6, 2023
  342. DerekErypE November 6, 2023
  343. Briansmoma November 6, 2023
  344. RichardHow November 6, 2023
  345. Stephenhiese November 6, 2023
  346. RobertJug November 7, 2023
  347. Josephchift November 7, 2023
  348. DavidDAUTT November 7, 2023
  349. DerekErypE November 7, 2023
  350. Briansmoma November 7, 2023
  351. RobertJug November 7, 2023
  352. Davidlef November 7, 2023
  353. Timothyhex November 7, 2023
  354. DerekErypE November 7, 2023
  355. RichardHow November 7, 2023
  356. DavidDAUTT November 7, 2023
  357. Briansmoma November 8, 2023
  358. RobertJug November 8, 2023
  359. DerekErypE November 8, 2023
  360. Josephchift November 8, 2023
  361. Briansmoma November 8, 2023
  362. Timothyhex November 8, 2023
  363. DerekErypE November 8, 2023
  364. Davidlef November 8, 2023
  365. RichardHow November 9, 2023
  366. RobertJug November 9, 2023
  367. DerekErypE November 9, 2023
  368. Briansmoma November 9, 2023
  369. Timothyhex November 9, 2023
  370. RobertJug November 9, 2023
  371. DerekErypE November 9, 2023
  372. Briansmoma November 9, 2023
  373. Jamesbef November 10, 2023
  374. RobertOpils November 10, 2023
  375. Donaldnew November 10, 2023
  376. Jamesbef November 10, 2023
  377. RobertOpils November 10, 2023
  378. Jamesbef November 11, 2023
  379. Jamesbef November 11, 2023
  380. WalterPraib November 11, 2023
  381. Brianalmob November 11, 2023
  382. RobertOpils November 11, 2023
  383. Timothyrof November 11, 2023
  384. Jamesbef November 11, 2023
  385. WillieDut November 12, 2023
  386. RobertOpils November 12, 2023
  387. Donaldnew November 12, 2023
  388. Jamesbef November 12, 2023
  389. Brianalmob November 12, 2023
  390. RobertOpils November 12, 2023
  391. Donaldnew November 12, 2023
  392. Jamesbef November 13, 2023
  393. Donaldnew November 13, 2023
  394. RobertOpils November 13, 2023
  395. Jamesbef November 13, 2023
  396. WalterPraib November 13, 2023
  397. Brianalmob November 13, 2023
  398. RobertOpils November 14, 2023
  399. Jamesbef November 14, 2023
  400. Donaldnew November 14, 2023
  401. RobertOpils November 14, 2023
  402. Jamesbef November 15, 2023
  403. WalterPraib November 15, 2023
  404. Davidmub November 15, 2023
  405. MosheMus November 15, 2023
  406. Davidmub November 15, 2023
  407. JosephDakly November 15, 2023
  408. MosheMus November 15, 2023
  409. CharlesDomex November 16, 2023
  410. Aarontem November 16, 2023
  411. Davidmub November 16, 2023
  412. JeremyStump November 16, 2023
  413. IsraelMef November 16, 2023
  414. MosheMus November 16, 2023
  415. Davidmub November 16, 2023
  416. MosheMus November 16, 2023
  417. Williamhes November 17, 2023
  418. IsraelMef November 17, 2023
  419. Davidmub November 17, 2023
  420. JeremyStump November 17, 2023
  421. Aarontem November 17, 2023
  422. MosheMus November 17, 2023
  423. Davidmub November 18, 2023
  424. MosheMus November 18, 2023
  425. Williamhes November 18, 2023
  426. Davidmub November 18, 2023
  427. CharlesDomex November 18, 2023
  428. WillieDut November 18, 2023
  429. MosheMus November 18, 2023
  430. JeremyStump November 18, 2023
  431. Davidmub November 19, 2023
  432. CharlesDomex November 19, 2023
  433. WillieDut November 19, 2023
  434. MosheMus November 19, 2023
  435. Williamhes November 19, 2023
  436. Aarontem November 19, 2023
  437. IsraelMef November 19, 2023
  438. Davidmub November 19, 2023
  439. AnthonySoymn November 19, 2023
  440. CharlesDomex November 19, 2023
  441. Gob November 20, 2023
  442. RichardHix November 20, 2023
  443. JuliusMooff November 20, 2023
  444. Timothyweems November 20, 2023
  445. RichardHix November 20, 2023
  446. Brandoncat November 20, 2023
  447. JuliusMooff November 20, 2023
  448. Timothyweems November 21, 2023
  449. Stevenintag November 21, 2023
  450. RichardHix November 21, 2023
  451. JuliusMooff November 21, 2023
  452. RichardVoiva November 21, 2023
  453. Williamoriem November 21, 2023
  454. RichardHix November 21, 2023
  455. Brandoncat November 22, 2023
  456. JuliusMooff November 22, 2023
  457. Josephlot November 22, 2023
  458. RichardHix November 22, 2023
  459. Timothyweems November 22, 2023
  460. Stevenintag November 22, 2023
  461. RichardVoiva November 22, 2023
  462. JuliusMooff November 22, 2023
  463. Scottbiz November 23, 2023
  464. CharlesPeatt November 23, 2023
  465. JamesSat November 23, 2023
  466. Scottbiz November 23, 2023
  467. CharlesPeatt November 23, 2023
  468. Russellciz November 24, 2023
  469. JamesSat November 24, 2023
  470. Scottbiz November 24, 2023
  471. JamesDeamb November 24, 2023
  472. Scottbiz November 25, 2023
  473. Williamneect November 25, 2023
  474. RonaldNen November 25, 2023
  475. CharlesPeatt November 25, 2023
  476. Russellciz November 25, 2023
  477. JamesSat November 25, 2023
  478. Scottbiz November 25, 2023
  479. Vernonshutt November 26, 2023
  480. CharlesPeatt November 26, 2023
  481. JamesDeamb November 26, 2023
  482. JamesSat November 26, 2023
  483. Williamneect November 26, 2023
  484. CharlesPeatt November 26, 2023
  485. JamesSat November 27, 2023
  486. Russellciz November 27, 2023
  487. Scottbiz November 27, 2023
  488. RobertSah November 27, 2023
  489. RichardGooky November 27, 2023
  490. Jamesemels November 27, 2023
  491. Richardmouck November 27, 2023
  492. RobertSah November 27, 2023
  493. RichardGooky November 27, 2023
  494. RaymondClaip November 28, 2023
  495. Jamesemels November 28, 2023
  496. RobertSah November 28, 2023
  497. Brianbat November 28, 2023
  498. ScottfuG November 28, 2023
  499. RichardGooky November 28, 2023
  500. Danielnug November 28, 2023
  501. Jamesemels November 29, 2023
  502. Richardmouck November 29, 2023
  503. MichaelCRUIZ November 29, 2023
  504. Josephvax November 29, 2023
  505. Michaeltoose November 29, 2023
  506. DonaldExelp November 29, 2023
  507. MichaelCRUIZ November 29, 2023
  508. Josephvax November 29, 2023
  509. Jamescolla November 30, 2023
  510. MichaelCRUIZ November 30, 2023
  511. Josephvax November 30, 2023
  512. Ralphset November 30, 2023
  513. Mathewpeata November 30, 2023
  514. TimothyArome November 30, 2023
  515. MichaelCRUIZ November 30, 2023
  516. Jamesvumma December 1, 2023
  517. Josephvax December 1, 2023
  518. Michaeltoose December 1, 2023
  519. Petershorb December 1, 2023
  520. Petershorb December 1, 2023
  521. MichaelCRUIZ December 1, 2023
  522. Jamescolla December 1, 2023
  523. Petershorb December 1, 2023
  524. Petershorb December 1, 2023
  525. Petershorb December 1, 2023
  526. Josephvax December 2, 2023
  527. Michaeltoose December 2, 2023
  528. Ralphset December 2, 2023
  529. Petershorb December 2, 2023
  530. Petershorb December 2, 2023
  531. TimothyArome December 2, 2023
  532. Petershorb December 2, 2023
  533. MichaelCRUIZ December 2, 2023
  534. Jamesvumma December 2, 2023
  535. Petershorb December 2, 2023
  536. Michaeltoose December 2, 2023
  537. Petershorb December 2, 2023
  538. Josephvax December 2, 2023
  539. Petershorb December 2, 2023
  540. Petershorb December 2, 2023
  541. Petershorb December 3, 2023
  542. MichaelCRUIZ December 3, 2023
  543. Petershorb December 3, 2023
  544. Michaeltoose December 3, 2023
  545. Ralphset December 3, 2023
  546. Petershorb December 3, 2023
  547. Sidneygaimi December 3, 2023
  548. TracyTiz December 3, 2023
  549. Sonnyhag December 3, 2023
  550. TracyTiz December 3, 2023
  551. Terrysnumn December 3, 2023
  552. TracyTiz December 3, 2023
  553. Sidneygaimi December 3, 2023
  554. Sonnyhag December 3, 2023