Negotiating CBN’s Account Maintenance Charge

It wasn’t that long ago that I was rejoicing over the abolition of COT charges on current accounts. Only to realise that they didn’t actually remove it, they only baptised it and called it “Account Maintenance Charge”. There is however one thing about this baptism that banks won’t tell you, and it is that the charge is actually negotiable. Here is the CBN mandate which explains this.

CBN-C

You will notice that the last line of this reads “…a negotiable current account maintenance fee not exceeding ₦1 per mille (per ₦1,000) may be charged in respect of all customer induced debit transactions”.

Things to note:

  • The fee is applicable to only current account
  • It must not exceed ₦1 for every ₦1,000 you draw from your account. So, if you withdraw ₦100,000, you pay a ₦100 charge
  • The fee is negotiable.

I’ll expand on that last point a little. This means that you can actually negotiate with your bank how much you want to pay, for this and going by the CBN’s guidelines, you bank would have to honour your request and look into the charges.

The president of the consumer finance group, CAFON suggests that if you are unwilling to pay the ₦1 maximum fee, you should write to your bank stating that since the fee is negotiable, you are unwilling to make the payment of ₦1 per ₦1,000. Apparently, the bank can take into consideration your transaction volume and give you either a total waiver, or a fee as low as 5 kobo per ₦1,000 which is a fantastic deal at 95% discount if you ask me!




If you do nothing, you will be charged ₦1 per ₦1,000 by default so it’s better to write to your bank now to get the ball rolling. You have no reason not to, and it is one action you could do today to save yourself thousands of Naira in the long run.  I’ve even created a free template letter to get you started.

Account Maintenance Charge Template Letter

Just adjust this to your taste, remove the coloured text, print it out and take to your branch manager, explaining that you would like to negotiate your fees, and that you have already put your desire to do this in writing.

All the best and please let me know if this worked for you in the comment section.

Learn German

1,765 Comments

  1. sunday +2348098466980 February 28, 2016
  2. Ibrahim Jonas May 3, 2016
  3. Mrbcoy May 5, 2023
  4. Alcbkp May 9, 2023
  5. Kzofyb May 10, 2023
  6. Gtpyip May 10, 2023
  7. Uddhhb May 11, 2023
  8. Zwquth May 11, 2023
  9. Elazng May 14, 2023
  10. Gvwzdt May 15, 2023
  11. Rveemr May 16, 2023
  12. Dfgcun May 17, 2023
  13. Mcodqh May 17, 2023
  14. Exglxo May 19, 2023
  15. Mwudmg May 20, 2023
  16. Nohznz May 20, 2023
  17. Wqclus May 21, 2023
  18. Eczmah May 22, 2023
  19. Syqfxf May 23, 2023
  20. Evryhx May 24, 2023
  21. Ymlqde May 26, 2023
  22. Dbbdfl May 26, 2023
  23. Kttbrw May 27, 2023
  24. Ballmc May 28, 2023
  25. Iabdcs May 29, 2023
  26. Srgjbe May 29, 2023
  27. Lpnhzz May 31, 2023
  28. Gjtcfe June 2, 2023
  29. Pyozla June 3, 2023
  30. Rbxygd June 5, 2023
  31. Ztqfky June 6, 2023
  32. Odmyrp June 6, 2023
  33. Ieumme June 8, 2023
  34. Ygonwy June 9, 2023
  35. Nttciw June 10, 2023
  36. Fassml June 11, 2023
  37. Bklgru June 12, 2023
  38. Akcwau June 13, 2023
  39. Rhocnv June 14, 2023
  40. Ptvryr June 15, 2023
  41. Nwnzup June 16, 2023
  42. Hmlhud June 17, 2023
  43. Hcwcvx June 17, 2023
  44. Avvrsq June 19, 2023
  45. Onuali June 19, 2023
  46. Vtyzox June 21, 2023
  47. Sydrvb June 21, 2023
  48. Muhtez June 22, 2023
  49. Qzmrny June 23, 2023
  50. Sopstn June 24, 2023
  51. Khvicy June 25, 2023
  52. Cuzcdp June 26, 2023
  53. Slkzyu June 27, 2023
  54. Hedoom June 27, 2023
  55. Xvhqun June 29, 2023
  56. Zxfxlc June 29, 2023
  57. Ivkews June 30, 2023
  58. Binzph July 1, 2023
  59. Ffzulz July 2, 2023
  60. Vphqms July 3, 2023
  61. Hybgtf July 4, 2023
  62. Xnnorq July 5, 2023
  63. Kypqlw July 6, 2023
  64. Hqatat July 7, 2023
  65. Zgncpt July 7, 2023
  66. Gvrtup July 9, 2023
  67. Tylvkn July 9, 2023
  68. Skunel July 10, 2023
  69. Njlwwk July 11, 2023
  70. Szcryd July 12, 2023
  71. Xiuivf July 13, 2023
  72. Czvnjv July 13, 2023
  73. Binipt July 15, 2023
  74. Tgizbe July 16, 2023
  75. Coeonx July 17, 2023
  76. Sqxnoe July 18, 2023
  77. Pbqseu July 19, 2023
  78. Arery July 20, 2023
  79. Vmvqra July 20, 2023
  80. Ymline July 21, 2023
  81. Csoaoi July 22, 2023
  82. Sitzit July 24, 2023
  83. Ydvhxs July 24, 2023
  84. Wlfqkw July 26, 2023
  85. Zngmzo July 27, 2023
  86. Nobbdv July 28, 2023
  87. Kzvdyg July 29, 2023
  88. Igbuyb July 29, 2023
  89. Zujyss July 30, 2023
  90. Wbeshz July 30, 2023
  91. Olodhv August 1, 2023
  92. Etdyug August 2, 2023
  93. Yqnecz August 4, 2023
  94. Yyzfyd August 5, 2023
  95. Mmtlfn August 6, 2023
  96. Xucblq August 7, 2023
  97. Derekduh August 7, 2023
  98. Jimmymen August 8, 2023
  99. Dsuqlj August 9, 2023
  100. Larrybrops August 10, 2023
  101. Charlesgof August 10, 2023
  102. Gadfxs August 10, 2023
  103. ScottWeF August 10, 2023
  104. Samuelgab August 10, 2023
  105. ClaudeInins August 10, 2023
  106. Larrybrops August 11, 2023
  107. Charlespuh August 11, 2023
  108. Jamesfrism August 11, 2023
  109. Fzzcib August 11, 2023
  110. ScottWeF August 11, 2023
  111. Brentpielo August 11, 2023
  112. ClaudeInins August 11, 2023
  113. Charlesgof August 11, 2023
  114. Larrybrops August 12, 2023
  115. DarylFig August 12, 2023
  116. Samuelgab August 12, 2023
  117. ScottWeF August 12, 2023
  118. ClaudeInins August 12, 2023
  119. Charlespuh August 13, 2023
  120. Jamesfrism August 13, 2023
  121. Larrybrops August 13, 2023
  122. ScottWeF August 13, 2023
  123. Charlesgof August 13, 2023
  124. Itopon August 13, 2023
  125. Brentpielo August 13, 2023
  126. ClaudeInins August 13, 2023
  127. Samuelgab August 13, 2023
  128. FreddyVek August 14, 2023
  129. Fljasf August 14, 2023
  130. Edwarddrymn August 14, 2023
  131. AlbertRon August 14, 2023
  132. LorenEnert August 14, 2023
  133. Robertenade August 15, 2023
  134. AllanblinG August 15, 2023
  135. FreddyVek August 15, 2023
  136. Edwarddrymn August 15, 2023
  137. AlbertRon August 15, 2023
  138. Zxskol August 15, 2023
  139. FreddyVek August 16, 2023
  140. Georgefralt August 16, 2023
  141. JoshuaFak August 16, 2023
  142. Edwarddrymn August 16, 2023
  143. LorenEnert August 16, 2023
  144. Robertenade August 16, 2023
  145. Qaalgt August 16, 2023
  146. AlbertRon August 16, 2023
  147. AllanblinG August 16, 2023
  148. FreddyVek August 17, 2023
  149. Edwarddrymn August 17, 2023
  150. AlbertRon August 17, 2023
  151. Robertenade August 18, 2023
  152. Edwarddrymn August 18, 2023
  153. FreddyVek August 18, 2023
  154. LorenEnert August 18, 2023
  155. Zjvqlf August 18, 2023
  156. JoshuaFak August 18, 2023
  157. Georgefralt August 18, 2023
  158. AlbertRon August 18, 2023
  159. AllanblinG August 18, 2023
  160. Dwmshp August 18, 2023
  161. Edwarddrymn August 18, 2023
  162. FreddyVek August 19, 2023
  163. AlbertRon August 19, 2023
  164. Robertenade August 19, 2023
  165. Edwarddrymn August 19, 2023
  166. LorenEnert August 19, 2023
  167. BarryTex August 20, 2023
  168. JeffreyNup August 20, 2023
  169. Donaldenupt August 20, 2023
  170. RobertBiash August 20, 2023
  171. LucasCed August 20, 2023
  172. MichaelExifs August 20, 2023
  173. Michaelstect August 21, 2023
  174. BarryTex August 21, 2023
  175. Hlrlnx August 21, 2023
  176. Ejyquh August 21, 2023
  177. LucasCed August 21, 2023
  178. JeffreyNup August 21, 2023
  179. Donaldenupt August 21, 2023
  180. Keithric August 22, 2023
  181. Michaelstect August 22, 2023
  182. LucasCed August 22, 2023
  183. JeffreyNup August 22, 2023
  184. MichaelExifs August 22, 2023
  185. RobertBiash August 22, 2023
  186. Williamheinc August 23, 2023
  187. DavidPieva August 23, 2023
  188. Robertshesk August 23, 2023
  189. Montyjailk August 23, 2023
  190. LoganMow August 24, 2023
  191. Tutddv August 24, 2023
  192. Williamheinc August 24, 2023
  193. Michaelevalf August 24, 2023
  194. RonaldHed August 24, 2023
  195. GeorgeGepek August 25, 2023
  196. Michaelevalf August 25, 2023
  197. AntonioFaulp August 25, 2023
  198. Georgehok August 25, 2023
  199. RonaldHed August 25, 2023
  200. Bfduco August 26, 2023
  201. Robertclick August 26, 2023
  202. GeorgeGepek August 26, 2023
  203. WillieHyday August 26, 2023
  204. Michaelevalf August 26, 2023
  205. RonaldHed August 26, 2023
  206. AntonioFaulp August 26, 2023
  207. GeorgeGepek August 27, 2023
  208. NelsonCet August 27, 2023
  209. Michaelevalf August 27, 2023
  210. Blbnef August 27, 2023
  211. AntonioFaulp August 28, 2023
  212. Robertclick August 28, 2023
  213. GeorgeGepek August 28, 2023
  214. Michaelevalf August 28, 2023
  215. Jdkqix August 29, 2023
  216. Otjknn August 30, 2023
  217. Zacharyjelry August 30, 2023
  218. Stanleytip August 30, 2023
  219. Joshuamat August 30, 2023
  220. Zacharyjelry August 31, 2023
  221. Lloydexits August 31, 2023
  222. WilliamRhype August 31, 2023
  223. Charlesovaft September 1, 2023
  224. Earnestomish September 1, 2023
  225. Wkcbti September 2, 2023
  226. Gsfdic September 2, 2023
  227. JamesSkank September 2, 2023
  228. WilliamRhype September 2, 2023
  229. Winstonenard September 3, 2023
  230. Hes September 6, 2023
  231. VictorHit September 13, 2023
  232. ThomasLow September 13, 2023
  233. Zcuozs September 13, 2023
  234. Qsquvt September 14, 2023
  235. GeraldAbete September 14, 2023
  236. AlfredVemia September 14, 2023
  237. VictorHit September 14, 2023
  238. Rjogmr September 15, 2023
  239. Kennethpon September 15, 2023
  240. Gpqsnf September 16, 2023
  241. Rybyva September 16, 2023
  242. JasonAmoxy September 17, 2023
  243. Michaelgriet September 17, 2023
  244. Dennisval September 18, 2023
  245. Dennisval September 19, 2023
  246. Qwqzpi September 19, 2023
  247. Jkfflf September 20, 2023
  248. Danielfag September 20, 2023
  249. DavidSog September 20, 2023
  250. CurtisAwalm September 21, 2023
  251. Danielfag September 22, 2023
  252. DavidSog September 22, 2023
  253. Xifllx September 22, 2023
  254. Pmlhyi September 23, 2023
  255. Danielfag September 23, 2023
  256. Toto thailand slot September 23, 2023
  257. CurtisAwalm September 23, 2023
  258. Thomasbum September 24, 2023
  259. ArchieAffer September 24, 2023
  260. Omauss September 25, 2023
  261. TommyPelom September 25, 2023
  262. ArchieAffer September 25, 2023
  263. Robertoffem September 26, 2023
  264. ArchieAffer September 26, 2023
  265. DwayneGem September 26, 2023
  266. Aowsbp September 27, 2023
  267. Xayjde September 27, 2023
  268. RickeyTwecy September 27, 2023
  269. Maxwellped September 27, 2023
  270. BillyWhago September 28, 2023
  271. Roberthal September 28, 2023
  272. RickeyTwecy September 28, 2023
  273. Raymondspoge September 28, 2023
  274. Bxzaux September 29, 2023
  275. BillyWhago September 29, 2023
  276. Ricardoduaps September 29, 2023
  277. RickeyTwecy September 29, 2023
  278. Xqqrgw September 30, 2023
  279. Quahzx September 30, 2023
  280. ArchieFuh October 1, 2023
  281. RogerTricy October 1, 2023
  282. FelixLow October 1, 2023
  283. MarvinNow October 1, 2023
  284. Robertdug October 2, 2023
  285. Georgerer October 2, 2023
  286. RogerTricy October 2, 2023
  287. Aklwrf October 2, 2023
  288. FelixLow October 2, 2023
  289. ArchieFuh October 3, 2023
  290. Yxnfuh October 3, 2023
  291. RogerTricy October 3, 2023
  292. FelixLow October 3, 2023
  293. MichaelLem October 3, 2023
  294. MarvinNow October 3, 2023
  295. Oamkpc October 4, 2023
  296. RogerTricy October 4, 2023
  297. Georgerer October 4, 2023
  298. FelixLow October 4, 2023
  299. Chike October 4, 2023
  300. MichaelLem October 5, 2023
  301. RogerTricy October 5, 2023
  302. MarvinNow October 5, 2023
  303. ArchieFuh October 5, 2023
  304. Rfmysx October 5, 2023
  305. FelixLow October 5, 2023
  306. Pcxiah October 6, 2023
  307. RogerTricy October 6, 2023
  308. Robertdug October 6, 2023
  309. Rivka October 6, 2023
  310. MichaelLem October 6, 2023
  311. Georgerer October 6, 2023
  312. Franz October 6, 2023
  313. FelixLow October 6, 2023
  314. Keiko October 6, 2023
  315. RogerTricy October 7, 2023
  316. Maximilian October 7, 2023
  317. GregoryAgemo October 7, 2023
  318. Ctheoo October 7, 2023
  319. JamesStize October 7, 2023
  320. FelixLow October 7, 2023
  321. Rudy October 7, 2023
  322. Bobbywen October 7, 2023
  323. Gaylorddew October 8, 2023
  324. FelixLow October 8, 2023
  325. Tina October 8, 2023
  326. Randybycle October 8, 2023
  327. Bobbywen October 9, 2023
  328. Rochelle October 9, 2023
  329. Aclpoj October 9, 2023
  330. JamesStize October 9, 2023
  331. AaronJen October 9, 2023
  332. CharlesOrisk October 9, 2023
  333. Clintraili October 9, 2023
  334. Aline October 9, 2023
  335. Jiyxvp October 9, 2023
  336. Gregorio October 9, 2023
  337. Delila October 9, 2023
  338. Manuelheste October 9, 2023
  339. Kory October 9, 2023
  340. Clintraili October 10, 2023
  341. Bud October 10, 2023
  342. Derrick October 10, 2023
  343. JamesDrova October 10, 2023
  344. casino October 10, 2023
  345. Clintraili October 11, 2023
  346. CharlesOrisk October 11, 2023
  347. Qplunu October 11, 2023
  348. CraigLiz October 11, 2023
  349. Manuelheste October 11, 2023
  350. Homepage October 11, 2023
  351. Ubmurc October 12, 2023
  352. Clintraili October 12, 2023
  353. Rodneybuike October 12, 2023
  354. more info October 12, 2023
  355. JamesDrova October 12, 2023
  356. CharlesOrisk October 12, 2023
  357. CraigLiz October 13, 2023
  358. Vtwcco October 13, 2023
  359. Dennisfrurb October 13, 2023
  360. Clintraili October 13, 2023
  361. Manuelheste October 13, 2023
  362. Rodneybuike October 14, 2023
  363. Stevenbef October 14, 2023
  364. WilliamHam October 14, 2023
  365. Stevenbef October 14, 2023
  366. RobertUncog October 14, 2023
  367. Larryjap October 24, 2023
  368. WesleyPhell October 24, 2023
  369. BobbySOW October 25, 2023
  370. Larryjap October 25, 2023
  371. Ernieunpam October 25, 2023
  372. RobincoitE October 25, 2023
  373. Dustinblili October 25, 2023
  374. TerryGup October 26, 2023
  375. Larryjap October 26, 2023
  376. BobbySOW October 26, 2023
  377. WesleyPhell October 26, 2023
  378. Ernieunpam October 26, 2023
  379. Andrewagima October 26, 2023
  380. Usgwbn October 26, 2023
  381. JamesReela October 27, 2023
  382. JamesReela October 27, 2023
  383. NormanSuple October 28, 2023
  384. MichaelNug October 28, 2023
  385. WilliamUrind October 28, 2023
  386. Abajns October 28, 2023
  387. JerryZet October 28, 2023
  388. JamesReela October 28, 2023
  389. CharlesVaL October 29, 2023
  390. Fmhggk October 29, 2023
  391. BVZ_Moskva_O October 29, 2023
  392. NormanSuple October 29, 2023
  393. JamesReela October 29, 2023
  394. Nipzho October 30, 2023
  395. MichaelNug October 30, 2023
  396. NormanSuple October 30, 2023
  397. BVZ_Moskva_S October 30, 2023
  398. Earnestbib October 30, 2023
  399. Ooyklp October 30, 2023
  400. Jamessit October 30, 2023
  401. CharlesVaL October 30, 2023
  402. JamesReela October 30, 2023
  403. NormanSuple October 31, 2023
  404. Jamessit October 31, 2023
  405. JamesReela October 31, 2023
  406. WilliamGrame November 1, 2023
  407. Obsrti November 1, 2023
  408. NormanSuple November 1, 2023
  409. shiyue1024yiyi November 1, 2023
  410. MichaelNug November 1, 2023
  411. CharlesVaL November 1, 2023
  412. Famvyi November 1, 2023
  413. JamesReela November 1, 2023
  414. NormanSuple November 2, 2023
  415. Jamessit November 2, 2023
  416. JamesReela November 2, 2023
  417. NormanSuple November 3, 2023
  418. Lhokko November 3, 2023
  419. RichardHow November 3, 2023
  420. DavidDAUTT November 3, 2023
  421. Briansmoma November 3, 2023
  422. RobertJug November 3, 2023
  423. Hgweyv November 3, 2023
  424. Briansmoma November 3, 2023
  425. RobertJug November 4, 2023
  426. Timothyhex November 4, 2023
  427. DavidDAUTT November 4, 2023
  428. RichardHow November 4, 2023
  429. Davidlef November 4, 2023
  430. Josephchift November 4, 2023
  431. RobertJug November 4, 2023
  432. Briansmoma November 4, 2023
  433. DerekErypE November 4, 2023
  434. RobertJug November 4, 2023
  435. Briansmoma November 5, 2023
  436. Timothyhex November 5, 2023
  437. DavidDAUTT November 5, 2023
  438. Lraymb November 5, 2023
  439. RobertJug November 5, 2023
  440. Dqzveq November 5, 2023
  441. Davidlef November 5, 2023
  442. Briansmoma November 5, 2023
  443. DerekErypE November 5, 2023
  444. Josephchift November 5, 2023
  445. RobertJug November 5, 2023
  446. Timothyhex November 6, 2023
  447. Briansmoma November 6, 2023
  448. Stephenhiese November 6, 2023
  449. DerekErypE November 6, 2023
  450. RobertJug November 6, 2023
  451. RichardHow November 6, 2023
  452. Davidlef November 6, 2023
  453. DerekErypE November 6, 2023
  454. Briansmoma November 7, 2023
  455. RobertJug November 7, 2023
  456. Timothyhex November 7, 2023
  457. Gdbhrh November 7, 2023
  458. Josephchift November 7, 2023
  459. Eleafb November 7, 2023
  460. DerekErypE November 7, 2023
  461. Stephenhiese November 7, 2023
  462. Briansmoma November 7, 2023
  463. RobertJug November 7, 2023
  464. RichardHow November 7, 2023
  465. DerekErypE November 8, 2023
  466. RobertJug November 8, 2023
  467. Briansmoma November 8, 2023
  468. Timothyhex November 8, 2023
  469. DerekErypE November 8, 2023
  470. Stephenhiese November 8, 2023
  471. Josephchift November 8, 2023
  472. RobertJug November 8, 2023
  473. Briansmoma November 8, 2023
  474. RichardHow November 9, 2023
  475. DerekErypE November 9, 2023
  476. Iwhgop November 9, 2023
  477. Ymlkrz November 9, 2023
  478. RobertJug November 9, 2023
  479. Timothyhex November 9, 2023
  480. Davidlef November 9, 2023
  481. Briansmoma November 9, 2023
  482. DerekErypE November 9, 2023
  483. Stephenhiese November 9, 2023
  484. RobertJug November 9, 2023
  485. Donaldnew November 10, 2023
  486. Jamesbef November 10, 2023
  487. RobertOpils November 10, 2023
  488. RobertOpils November 10, 2023
  489. Jamesbef November 10, 2023
  490. Fdzyzg November 10, 2023
  491. WillieDut November 11, 2023
  492. Ppocor November 11, 2023
  493. WillieDut November 11, 2023
  494. RobertOpils November 11, 2023
  495. Jamesbef November 11, 2023
  496. Brianalmob November 11, 2023
  497. Carrolwreft November 11, 2023
  498. Donaldnew November 11, 2023
  499. RobertOpils November 11, 2023
  500. Jamesbef November 12, 2023
  501. Donaldnew November 12, 2023
  502. WalterPraib November 12, 2023
  503. RobertOpils November 12, 2023
  504. Iqqhci November 12, 2023
  505. Jamesbef November 12, 2023
  506. Brianalmob November 13, 2023
  507. Donaldnew November 13, 2023
  508. RobertOpils November 13, 2023
  509. Jamesbef November 13, 2023
  510. Donaldnew November 13, 2023
  511. WalterPraib November 13, 2023
  512. RobertOpils November 13, 2023
  513. Jamesbef November 14, 2023
  514. Brianalmob November 14, 2023
  515. RobertOpils November 14, 2023
  516. Jamesbef November 14, 2023
  517. Zskkhy November 14, 2023
  518. Donaldnew November 14, 2023
  519. Iyszeq November 14, 2023
  520. RobertOpils November 15, 2023
  521. MosheMus November 15, 2023
  522. JosephDakly November 15, 2023
  523. Davidmub November 15, 2023
  524. CharlesDomex November 15, 2023
  525. MosheMus November 15, 2023
  526. Davidmub November 16, 2023
  527. MosheMus November 16, 2023
  528. CharlesDomex November 16, 2023
  529. JeremyStump November 16, 2023
  530. Davidmub November 16, 2023
  531. IsraelMef November 16, 2023
  532. Rnxruy November 16, 2023
  533. MosheMus November 16, 2023
  534. Puicok November 16, 2023
  535. CharlesDomex November 16, 2023
  536. Williamhes November 17, 2023
  537. Davidmub November 17, 2023
  538. MosheMus November 17, 2023
  539. Aarontem November 17, 2023
  540. IsraelMef November 17, 2023
  541. CharlesDomex November 17, 2023
  542. Davidmub November 17, 2023
  543. JeremyStump November 17, 2023
  544. MosheMus November 17, 2023
  545. CharlesDomex November 18, 2023
  546. Crsmdh November 18, 2023
  547. WillieDut November 18, 2023
  548. MosheMus November 18, 2023
  549. CharlesDomex November 18, 2023
  550. Uoegft November 18, 2023
  551. Davidmub November 18, 2023
  552. AnthonySoymn November 19, 2023
  553. Williamhes November 19, 2023
  554. JeremyStump November 19, 2023
  555. MosheMus November 19, 2023
  556. CharlesDomex November 19, 2023
  557. IsraelMef November 19, 2023
  558. MosheMus November 20, 2023
  559. JuliusMooff November 20, 2023
  560. Wpyflo November 20, 2023
  561. RichardHix November 20, 2023
  562. Timothyweems November 20, 2023
  563. JuliusMooff November 20, 2023
  564. Btuwyg November 21, 2023
  565. RichardHix November 21, 2023
  566. RichardVoiva November 21, 2023
  567. Timothyweems November 21, 2023
  568. abused prescription drugs November 21, 2023
  569. RichardHix November 21, 2023
  570. Josephlot November 21, 2023
  571. Williamoriem November 21, 2023
  572. Timothyweems November 22, 2023
  573. Aojrbz November 22, 2023
  574. hup November 22, 2023