Which is the best account for a fixed deposit – GTBank or Firstbank?

Last month, I happened upon some money from an old investment which had matured. Rather than have it collect “one one naira” in my standard savings account, I decided not to be the fly that follows the corpse to the grave, and put it in a fixed deposit.  Fixed deposits are a very popular investment option in Nigeria, and you’ll hear about them 8 times of out 10 if you do happen to ask for advice regarding how to invest money. The attraction to this sort of investment is that returns are guaranteed, and the duration of your investment is flexible. We probably like this sort of investment because they help us mitigate risks – in a country where nothing is guaranteed, we don’t tend to tie money down in long term investments and fixed deposits are the perfect solution to this investment problem. In the course of my search for a decent return on my investment, I “burnt” at least N5,000 in credit, calling banks and waiting in queues for information, and was only able to reasonably compare two banks – GTBank and First Bank.

What is a fixed deposit?

A fixed deposit is a lump sum deposited with a bank for a varying period, in exchange for interest.

How to put your money in a fixed deposit:  You will need to have an existing account with the bank of your choice, and then you deposit the sum into this account. You will then need to inform your bank of your intention to “fix” the said sum for “X” number of days. It is very important that before you make your decision, that you shop around for the best rates. You are not obliged to fix your money with your existing bank, just because you bank with them. You can earn a significantly higher amount by just picking up the phone. It is the more difficult route when you consider call waiting times, credit spent etc but it is worth it, and what’s more I have done some of this hard work for you.

How long is my money fixed for?

Most banks offer flexible periods of 30 days, 60 days, 90 days, 180 days and one year.

How do I get paid?

Usually, the money is removed from your account and the interest is paid into your account. So for example, you want to fix N500,000 for 60 days and the bank has offered you an interest rate of 7%. You have N550,000 in your account. Once you confirm you’re making the arrangement and sign all the necessary documentation, the N500,000 “disappears” from your account to be “fixed”. At the end of 60 days, you get paid back your original N500,000 + an additional N2,916 interest (7% x 500,000) / 12.  A simplified version of what really happens behind the scenes is that the N500,000 is given to another customer who has asked for a loan – but he will be charged 20% interest (or N100,000). After 60 days, you get back your N500,000 + N2,916 (7% interest from the other customers N100,000). Not bad business for banks, if you ask me.

Bank interest rate comparisons

For my enquiries, I called First Bank and GTBank.

I rated both banks on customer service quality (pet peeve of mine, because time is money) and interest rates.

**Edit** I have been corrected on the interest rates due to an earlier error. Apparently, the rates given by the bank  are annual, not monthly and thus should be divided by 12. This is a trap most people could easily fall into like I did. Whenever you’re quoted a rate on the amount, divide it by 12 for your monthly rates, and then deduct 10% tax for a more accurate reflection of what your interest is. This is how I have calculated the monthly rates in the chart and the actual rates provided by the banks are available below the chart.

Untitled Infographic-3

Interest rates

First Bank

7 days (First bank does not offer this service)

30 days – 9.25%

60 days: 9.50%

90 days: 9.75%

365 days: 10%

GTBank

Available from N100,000 to N1m.

7 days – 3.75%

30 days – 180 days : 6.25%

Some notes:

Call times. My initial contact with both banks was on a Friday afternoon, at about 5.30pm. My second contact attempt with GTBank after the first one proved futile was at 3.20pm on a Sunday.

Omissions. I initially wanted to include Accessbank in this exercise, but have been unlucky in getting through to a knowledgeable person on customer service. The frontline staff I have spoken to, all seem to lack basic knowledge regarding what services their banks offer and where to get information outside the limits of their knowledge. I would recommend that training is provided for all front line staff as a matter of urgency, as customers otherwise have no way of getting informed about competitive  rates for your most lucrative services.

Am I an agent? I work for neither of these banks. My selection of this two is purely by chance and accessibility of contact information via the bank websites. I simply picked the banks with the most prominent contact information via websites. My reviews are unbiased, and if I haven’t reviewed any others yet, don’t worry – “life is turn by turn”.

 

 

 

3,971 Comments

  1. Chizoba December 13, 2014
  2. Felix Okoli December 15, 2014
  3. mrpepe December 15, 2014
  4. Franklin March 18, 2015
    • mrpepe May 28, 2015
  5. chiamaka May 14, 2015
  6. Princepat May 17, 2015
    • mrpepe May 28, 2015
  7. Annex Franklin mon May 20, 2015
    • mrpepe May 28, 2015
  8. Joshua May 28, 2015
    • mrpepe May 28, 2015
      • michael August 2, 2015
  9. K y May 29, 2015
  10. felix May 29, 2015
    • mrpepe May 31, 2015
  11. felix May 29, 2015
  12. ozioma May 30, 2015
    • mrpepe May 31, 2015
  13. Sarah June 2, 2015
  14. Ernest June 8, 2015
  15. jiga June 12, 2015
  16. Segun June 13, 2015
  17. David June 13, 2015
  18. olumide June 14, 2015
  19. Julie June 18, 2015
  20. idowu June 26, 2015
  21. Kama'an June 30, 2015
    • mrpepe July 3, 2015
  22. Musa June 30, 2015
  23. Nnadi ugwumsinachi July 2, 2015
  24. Nnadi ugwumsinachi July 2, 2015
  25. Yinka7 July 8, 2015
    • mrpepe August 12, 2015
  26. omitona korede July 12, 2015
  27. Dan July 13, 2015
  28. Femmyrich July 14, 2015
  29. oyin July 14, 2015
  30. chidubem July 18, 2015
  31. ian Smith July 22, 2015
  32. ikenna ezika August 4, 2015
  33. Friday james August 5, 2015
    • mrpepe August 15, 2015
  34. bigbroz August 23, 2015
  35. T-klaxic August 24, 2015
    • mrpepe August 25, 2015
  36. T-klaxic August 24, 2015
  37. Chijiok Gideon N. August 26, 2015
    • mrpepe August 26, 2015
    • mrpepe September 15, 2015
      • Adewale Ridwan February 8, 2020
      • Adewale Ridwan February 8, 2020
  38. Peter Tersoo August 27, 2015
    • KINGSLEY January 6, 2021
  39. Peter Tersoo August 28, 2015
    • mrpepe September 6, 2015
  40. kmax September 9, 2015
    • mrpepe September 10, 2015
  41. kmax September 10, 2015
  42. Adekanye R I September 10, 2015
    • mrpepe September 10, 2015
  43. kmax September 11, 2015
    • mrpepe September 12, 2015
  44. Adedayo_JNR September 12, 2015
  45. Joseph Orji Amah September 13, 2015
    • mrpepe September 14, 2015
  46. olamilekan September 16, 2015
    • mrpepe September 16, 2015
  47. Japhet September 25, 2015
  48. Amara September 25, 2015
  49. Chuks September 28, 2015
  50. bidemi October 5, 2015
    • mrpepe October 5, 2015
  51. ESTHER GREG October 16, 2015
  52. marv October 27, 2015
  53. precious October 28, 2015
    • mrpepe October 29, 2015
  54. will November 6, 2015
  55. mimi November 10, 2015
  56. Sunday November 12, 2015
  57. Solomon November 14, 2015
  58. Solomon November 14, 2015
  59. onyi November 15, 2015
  60. Joey November 16, 2015
    • mrpepe November 16, 2015
  61. Ayo Akin November 24, 2015
  62. Ayo Akin November 24, 2015
  63. Abusola emmanuel December 7, 2015
    • mrpepe December 11, 2015
  64. Labi Sow December 10, 2015
    • mrpepe December 11, 2015
  65. Mr x December 15, 2015
  66. Dane December 17, 2015
    • mrpepe December 17, 2015
    • Mr X December 19, 2015
  67. Easedom December 20, 2015
  68. owolaborn December 24, 2015
  69. owolaborn December 24, 2015
  70. Zhuky January 7, 2016
    • mrpepe January 7, 2016
  71. Chris January 9, 2016
    • mrpepe January 10, 2016
  72. Adaora January 12, 2016
    • mrpepe January 12, 2016
  73. Maureen January 18, 2016
  74. Blessing January 19, 2016
    • mrpepe January 20, 2016
  75. Emmanuel obinna February 2, 2016
    • mrpepe February 2, 2016
  76. Joysee February 3, 2016
    • mrpepe February 3, 2016
  77. Aiguosarhuo February 5, 2016
  78. Aiguosarhuo February 5, 2016
    • mrpepe February 6, 2016
  79. prince February 5, 2016
    • mrpepe February 6, 2016
  80. Kp February 13, 2016
    • mrpepe February 13, 2016
  81. Ahmed February 14, 2016
    • mrpepe February 15, 2016
  82. Spaco February 15, 2016
    • mrpepe February 16, 2016
  83. Spaco February 16, 2016
    • mrpepe February 16, 2016
  84. Spaco February 16, 2016
    • mrpepe February 16, 2016
  85. Spaco February 16, 2016
    • mrpepe February 16, 2016
  86. Spaco February 18, 2016
  87. Spaco February 19, 2016
  88. paultemmy February 27, 2016
  89. Ekeke emeka March 29, 2016
    • mrpepe March 29, 2016
  90. Innocent April 29, 2016
    • mrpepe April 29, 2016
  91. JOJU May 6, 2016
  92. jerubaal May 8, 2016
  93. Dave May 11, 2016
  94. Damina mahanan May 11, 2016
  95. Ajayi May 12, 2016
  96. obey grant May 23, 2016
  97. Azeez June 13, 2016
  98. Azeez June 13, 2016
  99. victory June 27, 2016
    • mrpepe June 30, 2016
  100. victory June 27, 2016
  101. Obinna June 28, 2016
  102. luca July 13, 2016
  103. MELISSA August 24, 2016
  104. MELISSA August 26, 2016
  105. supersolo August 28, 2016
    • mrpepe August 29, 2016
  106. mario September 16, 2016
  107. mario September 16, 2016
  108. adisa idris September 29, 2016
  109. legacy October 10, 2016
  110. joseph October 11, 2016
  111. Doris November 24, 2016
  112. Ethan Okoli December 5, 2016
  113. joseph December 5, 2016
  114. david December 13, 2016
  115. Tikwe December 17, 2016
  116. COSMAS NWEKEE March 5, 2017
  117. Bernard May 20, 2017
  118. Edidiong July 14, 2017
  119. victor October 14, 2017
  120. Ti Atei October 15, 2017
  121. Essien October 23, 2017
  122. mindingmyownbusiness October 28, 2017
  123. Abiodun January 5, 2018
  124. GIFT February 13, 2018
  125. John March 1, 2018
  126. Abah Augustine April 7, 2018
  127. Amodu April 19, 2018
  128. DoB May 9, 2018
  129. Mr James May 10, 2018
  130. ADURAGBEMI May 14, 2018
  131. Igwe Daniel July 11, 2018
  132. Eco Teck August 8, 2018
  133. victor August 24, 2018
  134. ANDY January 1, 2019
  135. Yohanna stephen July 16, 2019
  136. Mavix October 26, 2019
  137. chibuzor October 28, 2019
  138. Godwin frank February 1, 2020
  139. Bright July 1, 2020
  140. Qlfbok May 4, 2023
  141. Yodtui May 5, 2023
  142. Elvhhz May 7, 2023
  143. Tbkqra May 8, 2023
  144. Eitcpd May 9, 2023
  145. Uwcrpj May 9, 2023
  146. Nthbqw May 10, 2023
  147. Oldkdz May 10, 2023
  148. Itnedk May 11, 2023
  149. Hzxtru May 11, 2023
  150. Isayef May 12, 2023
  151. Jbtdxy May 12, 2023
  152. Hmafwa May 13, 2023
  153. Ijwarc May 14, 2023
  154. Bagmsa May 14, 2023
  155. Shjzim May 15, 2023
  156. Hbuoqj May 16, 2023
  157. Mdkncm May 17, 2023
  158. Fobggs May 17, 2023
  159. Ejpzjh May 18, 2023
  160. hat May 18, 2023
  161. Axdjjw May 18, 2023
  162. Tnnyqc May 18, 2023
  163. Qzuixz May 20, 2023
  164. Whxtms May 20, 2023
  165. Mhpuyw May 20, 2023
  166. Etqmun May 21, 2023
  167. Vzmfpn May 21, 2023
  168. Zlukgq May 22, 2023
  169. Xuuymi May 23, 2023
  170. nup May 23, 2023
  171. Ifpzjd May 24, 2023
  172. Xbykjq May 25, 2023
  173. zex May 25, 2023
  174. Pyrnkt May 25, 2023
  175. SkeCe May 25, 2023
  176. twela May 26, 2023
  177. Sjluon May 26, 2023
  178. Lomsbg May 26, 2023
  179. Pwwsdx May 27, 2023
  180. Grurts May 27, 2023
  181. Gtjqba May 28, 2023
  182. Zyxudn May 28, 2023
  183. Ebknqh May 29, 2023
  184. Dam May 30, 2023
  185. Jxjqwo May 30, 2023
  186. Xcgyhi May 31, 2023
  187. Cwfnqy May 31, 2023
  188. Ohrslu May 31, 2023
  189. Trrsma June 1, 2023
  190. Eudrdo June 2, 2023
  191. Zaeovb June 3, 2023
  192. Ipwmpv June 3, 2023
  193. Zcrapb June 4, 2023
  194. Xadwba June 4, 2023
  195. Npnzji June 4, 2023
  196. Qkljhr June 6, 2023
  197. Dnzkzt June 6, 2023
  198. Dldxeh June 6, 2023
  199. Mjfxit June 7, 2023
  200. Bfnqiy June 8, 2023
  201. Ndbure June 8, 2023
  202. Ggsajo June 9, 2023
  203. Paacom June 10, 2023
  204. Byvjqk June 10, 2023
  205. Bskzdf June 10, 2023
  206. Psbdej June 11, 2023
  207. Tlxnix June 12, 2023
  208. Zbovmt June 12, 2023
  209. Xhkijl June 12, 2023
  210. Ejemkb June 13, 2023
  211. Olzttz June 14, 2023
  212. Afhuxk June 14, 2023
  213. Nebvvh June 15, 2023
  214. Oldhay June 15, 2023
  215. Qcwdma June 15, 2023
  216. Fjsshd June 16, 2023
  217. Cggoey June 16, 2023
  218. Pyndcg June 17, 2023
  219. Lnkwkd June 17, 2023
  220. Npvkli June 17, 2023
  221. Zgwurk June 18, 2023
  222. Fssvbo June 19, 2023
  223. Asuvho June 19, 2023
  224. Yqsnyx June 19, 2023
  225. Wnimqs June 20, 2023
  226. Xfxefv June 20, 2023
  227. Yeqsge June 20, 2023
  228. Jbxjzs June 21, 2023
  229. Iqpfuj June 22, 2023
  230. Cxbvmn June 22, 2023
  231. Zqxsyl June 22, 2023
  232. Wflezw June 23, 2023
  233. Okygga June 24, 2023
  234. Qjhqxk June 24, 2023
  235. Bkyhfk June 24, 2023
  236. Oflibl June 25, 2023
  237. Ocrvmp June 25, 2023
  238. Vybalt June 25, 2023
  239. Bndlxs June 26, 2023
  240. Enelm June 27, 2023
  241. Bhrurc June 27, 2023
  242. Alirvy June 27, 2023
  243. Ubyoxw June 27, 2023
  244. Usfxmg June 28, 2023
  245. Kvlxcu June 28, 2023
  246. Vlwviu June 29, 2023
  247. Codyxxd June 29, 2023
  248. Bxyrmy June 30, 2023
  249. Kmlcfd June 30, 2023
  250. Osqirn June 30, 2023
  251. Rtyszf July 1, 2023
  252. Jhzviv July 2, 2023
  253. Izzmed July 2, 2023
  254. Hhieiw July 2, 2023
  255. Rechyj July 3, 2023
  256. Gohsub July 4, 2023
  257. Bhikld July 4, 2023
  258. Wywrxr July 4, 2023
  259. Zedstc July 5, 2023
  260. Ucckyz July 5, 2023
  261. Byhuvs July 5, 2023
  262. Ogmqds July 6, 2023
  263. Dthgie July 7, 2023
  264. Tjhsak July 7, 2023
  265. Hbxmcb July 7, 2023
  266. Mbktkm July 8, 2023
  267. Zxdxyv July 8, 2023
  268. Wqkowm July 8, 2023
  269. Watsoncjo July 9, 2023
  270. Fjrsuj July 9, 2023
  271. Phawsv July 10, 2023
  272. Fmagmy July 10, 2023
  273. Qglklh July 10, 2023
  274. Ppidbj July 11, 2023
  275. Mix July 11, 2023
  276. Ckejcq July 11, 2023
  277. Qqcuij July 11, 2023
  278. Wbxwls July 12, 2023
  279. Qsprtl July 13, 2023
  280. Ouwxqe July 13, 2023
  281. Smithdzm July 14, 2023
  282. Mpevbu July 14, 2023
  283. Rvidic July 15, 2023
  284. Bjvttj July 15, 2023
  285. Nstote July 16, 2023
  286. Gnxvkn July 16, 2023
  287. Sallwd July 16, 2023
  288. Nrtsux July 18, 2023
  289. Donsop July 18, 2023
  290. Jxecmw July 18, 2023
  291. Ejthco July 19, 2023
  292. Lhsdoe July 20, 2023
  293. Arery July 20, 2023
  294. Brohho July 20, 2023
  295. Dunhwx July 20, 2023
  296. Okqprj July 21, 2023
  297. Afqjll July 21, 2023
  298. Gafvgk July 22, 2023
  299. Tjnqli July 22, 2023
  300. Swujay July 23, 2023
  301. Kmltdn July 23, 2023
  302. Kgeixk July 24, 2023
  303. Pvqlmo July 25, 2023
  304. Dbqfns July 25, 2023
  305. Hzryts July 26, 2023
  306. Qaztdm July 27, 2023
  307. Fbklth July 27, 2023
  308. Wpqnjd July 28, 2023
  309. Uslavq July 28, 2023
  310. Aulfaz July 29, 2023
  311. Rrtzax July 29, 2023
  312. Nifpov July 30, 2023
  313. Tjfwxa July 30, 2023
  314. Joztow July 30, 2023
  315. Dytkrk July 30, 2023
  316. Eysqcj August 1, 2023
  317. Ooesar August 1, 2023
  318. Djwmxv August 1, 2023
  319. Fqiowv August 1, 2023
  320. Uentjt August 3, 2023
  321. Innnrd August 4, 2023
  322. Nipyxt August 4, 2023
  323. Eblzoo August 5, 2023
  324. Bguqql August 6, 2023
  325. Vazqaf August 6, 2023
  326. Zcbdec August 6, 2023
  327. Jimmymen August 7, 2023
  328. Xsljlw August 7, 2023
  329. Derekduh August 8, 2023
  330. Johliq August 8, 2023
  331. Ocjnar August 8, 2023
  332. Cmqsuk August 9, 2023
  333. Samuelgab August 10, 2023
  334. Larrybrops August 10, 2023
  335. ScottWeF August 10, 2023
  336. Charlespuh August 10, 2023
  337. Cwjopk August 10, 2023
  338. Jamesfrism August 10, 2023
  339. Brentpielo August 10, 2023
  340. Mnosqw August 10, 2023
  341. DarylFig August 11, 2023
  342. ClaudeInins August 11, 2023
  343. Upyomr August 11, 2023
  344. Larrybrops August 11, 2023
  345. ScottWeF August 11, 2023
  346. Charlespuh August 11, 2023
  347. ClaudeInins August 12, 2023
  348. Samuelgab August 12, 2023
  349. Larrybrops August 12, 2023
  350. ScottWeF August 12, 2023
  351. Kmngld August 12, 2023
  352. Charlesgof August 12, 2023
  353. DarylFig August 12, 2023
  354. Jamesfrism August 12, 2023
  355. Brentpielo August 12, 2023
  356. ClaudeInins August 12, 2023
  357. ScottWeF August 13, 2023
  358. Larrybrops August 13, 2023
  359. Keqzwt August 13, 2023
  360. Samuelgab August 13, 2023
  361. Charlespuh August 13, 2023
  362. DarylFig August 13, 2023
  363. Charlesgof August 13, 2023
  364. ClaudeInins August 13, 2023
  365. ScottWeF August 13, 2023
  366. Qmiald August 13, 2023
  367. Nbyzzv August 14, 2023
  368. FreddyVek August 14, 2023
  369. Edwarddrymn August 14, 2023
  370. AllanblinG August 14, 2023
  371. Duwrqg August 14, 2023
  372. AlbertRon August 14, 2023
  373. FreddyVek August 15, 2023
  374. Edwarddrymn August 15, 2023
  375. JoshuaFak August 15, 2023
  376. LorenEnert August 15, 2023
  377. Georgefralt August 15, 2023
  378. Bncjmm August 15, 2023
  379. AlbertRon August 15, 2023
  380. Edwarddrymn August 16, 2023
  381. FreddyVek August 16, 2023
  382. Cdxnko August 16, 2023
  383. Xkkjvc August 16, 2023
  384. AllanblinG August 16, 2023
  385. Robertenade August 16, 2023
  386. AlbertRon August 16, 2023
  387. Edwarddrymn August 16, 2023
  388. LorenEnert August 16, 2023
  389. JoshuaFak August 17, 2023
  390. Georgefralt August 17, 2023
  391. AlbertRon August 17, 2023
  392. Edwarddrymn August 17, 2023
  393. FreddyVek August 18, 2023
  394. Robertenade August 18, 2023
  395. AllanblinG August 18, 2023
  396. LorenEnert August 18, 2023
  397. AlbertRon August 18, 2023
  398. Edwarddrymn August 18, 2023
  399. FreddyVek August 19, 2023
  400. Dqyisy August 19, 2023
  401. JoshuaFak August 19, 2023
  402. Robertenade August 19, 2023
  403. Edwarddrymn August 19, 2023
  404. AlbertRon August 19, 2023
  405. Georgefralt August 19, 2023
  406. Csblkc August 19, 2023
  407. Oprhsd August 19, 2023
  408. BarryTex August 20, 2023
  409. Uueabo August 20, 2023
  410. MichaelExifs August 20, 2023
  411. JeffreyNup August 20, 2023
  412. LucasCed August 20, 2023
  413. Michaelstect August 21, 2023
  414. BarryTex August 21, 2023
  415. Keithric August 21, 2023
  416. LucasCed August 21, 2023
  417. Aritzk August 21, 2023
  418. JeffreyNup August 22, 2023
  419. BarryTex August 22, 2023
  420. LucasCed August 22, 2023
  421. Donaldenupt August 22, 2023
  422. MichaelExifs August 22, 2023
  423. Ocvcno August 22, 2023
  424. Michaelstect August 22, 2023
  425. Qyfezu August 22, 2023
  426. JeffreyNup August 22, 2023
  427. BarryTex August 23, 2023
  428. Eookso August 23, 2023
  429. DavidPieva August 23, 2023
  430. MichaelSot August 23, 2023
  431. Robertshesk August 23, 2023
  432. LoganMow August 24, 2023
  433. Williamheinc August 24, 2023
  434. Albertatope August 24, 2023
  435. DavidPieva August 24, 2023
  436. Jsxytq August 24, 2023
  437. Michaelevalf August 24, 2023
  438. RonaldHed August 25, 2023
  439. Michaelevalf August 25, 2023
  440. AntonioFaulp August 25, 2023
  441. Sfcrmy August 25, 2023
  442. GeorgeGepek August 25, 2023
  443. RonaldHed August 26, 2023
  444. Michaelevalf August 26, 2023
  445. NelsonCet August 26, 2023
  446. Robertclick August 26, 2023
  447. AntonioFaulp August 26, 2023
  448. Ainmkk August 27, 2023
  449. Michaelevalf August 27, 2023
  450. Oxtwvi August 27, 2023
  451. Xyfmuc August 27, 2023
  452. GeorgeGepek August 28, 2023
  453. AntonioFaulp August 28, 2023
  454. NelsonCet August 28, 2023
  455. Michaelevalf August 28, 2023
  456. Tlljue August 28, 2023
  457. Georgehok August 28, 2023
  458. RonaldHed August 28, 2023
  459. GeorgeGepek August 29, 2023
  460. Zacharyjelry August 30, 2023
  461. Lloydexits August 30, 2023
  462. RobertAngep August 30, 2023
  463. Jzbtru August 30, 2023
  464. Lloydexits August 30, 2023
  465. Stanleytip August 30, 2023
  466. Geraldecock August 30, 2023
  467. Zacharyjelry August 31, 2023
  468. Ohcrbo August 31, 2023
  469. Charlesovaft August 31, 2023
  470. Dmaman August 31, 2023
  471. Hrerdz September 1, 2023
  472. JamesSkank September 1, 2023
  473. WilliamRhype September 1, 2023
  474. Earnestomish September 2, 2023
  475. Charlesovaft September 2, 2023
  476. Michaelbup September 2, 2023
  477. Michaelbup September 2, 2023
  478. Michaelbup September 2, 2023
  479. Rhqrms September 2, 2023
  480. Kwupft September 3, 2023
  481. Vtejew September 4, 2023
  482. Itvrby September 4, 2023
  483. Ptypqu September 12, 2023
  484. Pdbmhm September 12, 2023
  485. ThomasLow September 12, 2023
  486. VictorHit September 13, 2023
  487. GeraldAbete September 13, 2023
  488. AlfredVemia September 13, 2023
  489. Nxtvgu September 14, 2023
  490. Txqvvd September 14, 2023
  491. Yqytts September 14, 2023
  492. Xfdize September 14, 2023
  493. JesseRorry September 15, 2023
  494. Kennethpon September 16, 2023
  495. Kqryfw September 16, 2023
  496. Ybdchw September 16, 2023
  497. Wuchjy September 16, 2023
  498. Michaelgriet September 17, 2023
  499. Fcjpyq September 17, 2023
  500. scholding September 17, 2023
  501. Manuelniply September 18, 2023
  502. JasonAmoxy September 18, 2023
  503. Xcvxqw September 18, 2023
  504. Dennisval September 18, 2023
  505. Uqxpzy September 18, 2023
  506. Dennisval September 19, 2023
  507. Danielfag September 19, 2023
  508. CurtisAwalm September 20, 2023
  509. Uvskus September 20, 2023
  510. DavidSog September 20, 2023
  511. Zxaazi September 21, 2023
  512. Danielfag September 21, 2023
  513. Vuxaky September 21, 2023
  514. Rnbqoo September 22, 2023
  515. DavidSog September 22, 2023
  516. CurtisAwalm September 22, 2023
  517. Ivqyrc September 23, 2023
  518. Danielfag September 23, 2023
  519. Ffazkh September 23, 2023
  520. ArchieAffer September 24, 2023
  521. Thomasbum September 24, 2023
  522. ArchieAffer September 25, 2023
  523. Ceuxvx September 25, 2023
  524. Robertoffem September 25, 2023
  525. Mpfaoq September 25, 2023
  526. Tjiqts September 26, 2023
  527. ArchieAffer September 26, 2023
  528. TommyPelom September 26, 2023
  529. Hbnyji September 27, 2023
  530. RickeyTwecy September 27, 2023
  531. Roberthal September 27, 2023
  532. Dmfxyf September 27, 2023
  533. BillyWhago September 28, 2023
  534. Raymondspoge September 28, 2023